Ways you can make a financial fresh start in 2015

by: Spencer Tierney

It’s common wisdom that New Year’s resolutions are much easier said than done. If your resolutions are all about improving finances, NerdWallet can help you find the best credit card offers, balance transfer options, low-fee bank accounts and more.

And you should be glad to know that many financial institutions, particularly credit unions, want to help too.

“As consumer-owned financial institutions, credit unions are wholly invested in their members’ financial future, making them a great alternative for consumers looking to start the New Year fresh,” says Diana Dykstra, president and chief executive of trade group California and Nevada Credit Union Leagues. “They typically offer lower interest rates on loans, lower fees on services and higher rates on savings.”

Credit unions, which are nonprofit organizations, pride themselves on their member focus.

continue reading »