“How do we reach Millennials?” is a question we hear often from credit unions and banks, particularly this time of year during strategic planning sessions. It’s a great question, but it’s also one [...]
RE: Rebuttal to “Why banks should be treated the same as credit unions on base.” For almost a century, defense credit unions have served service members and their families well. As member-owned, not-for-profits, defense credit [...]
Refinancing your home can have many benefits, but the main one that typically entices borrowers is the potential to save money on monthly payments. For some, a refinance could result in a decreased interest rate [...]
Paid media is coming back into its own as a strong marketing choice as the promise of other channels has faded or been assessed more realistically, according to a study by Gartner. Getting the media [...]
Recently released mortgage data — courtesy of the Home Mortgage Disclosure Act (HMDA) — is a gold mine of insights on industry trends. Callahan & Associates has already written about the relationship-based, open-ended loans now included in [...]
Keeping credit unions compliant with the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) laws is one of the most serious responsibilities compliance professionals face in our industry. Unfortunately, with BSA/AML related crimes continuing [...]
Thank you, Africa. I’m writing this at 38,000 feet on a Kenya Airways flight between Nairobi and Paris. My guess is I’m somewhere over north Africa. The cabin is dark. Everyone is [...]
Your future self is a complete stranger to you. Crazy, right? Research from UCLA examined the emotional disconnect between who we are now and who we will be in 20-40 years. “When people think of [...]
More companies than ever are struggling to satisfy their talent needs. ManpowerGroup, a workforce staffing, recruitment and talent management firm, reports that 45% of the organizations that it surveyed said that the skills they need [...]
CUNA will partner with the Financial Accounting Standards Board (FASB) for a Dec. 19 webinar on the current expected credit loss (CECL) standard, one of several CECL implementation workshops hosted by credit union organizations. FASB [...]
Pushing back against a newly launched, anti-credit union "campaign" by the Independent Community Bankers Association (ICBA), NAFCU President and CEO Dan Berger immediately hit back at the ICBA's shady attempt to stifle credit union competition. "[...]
This month, drive-thrus made national news as cities from coast to coast passed ordinances to ban future development. The rationale is to improve pedestrian safety and the quality of urban living, reduce carbon emissions and [...]
The credit union movement is stronger due to the three-tiered system that allows credit unions to speak with one voice on issues affecting the system. The tiers refer to credit unions participating at the CUNA [...]
Mastercard has announced that it is piloting a real-time payments program for businesses, and it plans to start in the wine and spirits distribution industry. The card network announced that it is working with PNC [...]
For the second year in a row, PSCU set out to uncover payment preferences among credit union members and other financial institution customers (“non-members”), and we saw some interesting shifts in results over the past [...]
