For many, a nagging sense of worry about bills, debt and the elusive security of "enough" hangs heavy in the air. This financial stress, as studies by the American Psychological Association have shown, impacts a [...]
Banks and credit unions used to be distinct: Banks had the wider product range. Credit unions were more community-focused. But the lines have blurred, weakening credit unions’ edge. Between 2014 and 2021, credit unions’ engagement [...]
Building your credit union a new website or modifying your existing website can be a daunting task. Whether you follow trends in the industry or study where you should place your effort, there are so [...]
Deciding to attend college comes with anticipation, excitement, and unfortunately, stress — especially when it comes to paying for your higher education. For this year’s college-bound students and their families, that stress may be even [...]
America’s Credit Unions’ advocacy team was on Capitol Hill Thursday for an event celebrating April as Financial Capability Month. Credit unions do so much to support the financial well-being and resiliency of their members [...]
With the economy improving and inflation down quite a bit since its peak a few years ago, some experts think that the Federal Reserve could cut interest rates later on this year. Should that happen, [...]
The House Financial Services Committee voted 28-22 to advance a resolution to repeal the CFPB’s credit card late fee final rule via the Congressional Review Act. America’s Credit Unions strongly supports the resolution, [...]
Financial education classes aren't required for high school students to get a diploma in the U.S. for several reasons—all of them really dumb. Here are a few: Standards aren't standard: High school curricula [...]
Over 75% of Americans are financially anxious, which could be due in part to a rising trend of poor financial literacy. Research indicates that while 59% of Baby Boomers meet the criteria for financial literacy, [...]
People helping people is a cornerstone of the Credit Union Movement. It’s no surprise that generations after Great Depression-era workers first pooled their financial resources to stand up the credit union model, their families [...]
There’s been an uptick in activity in Washington on issues of interest to defense credit unions, particularly the evolving use of payment system technology. Key question: how are Congress and regulators going to adapt [...]
Perhaps what you wanted to do with your undergraduate degree hasn’t panned out quite as you’d hoped, or maybe you’ve planned all along to continue your education. That’s completely understandable—between [...]
As guardians of sensitive cardmember and account data, credit unions running a credit card program must monitor cybersecurity trends closely to protect their cardmembers. Cybercriminals continue to evolve their methods, and fraud reports and losses [...]
No one likes to be blindsided by change—perhaps least of all when it affects finances. Regulations—though typically meant to improve circumstances—can be disruptive without the proper prep, foresight, and collaboration. With bias [...]
Battered by economic challenges, today’s financial consumers are being forced to reevaluate their spending and saving habits. Fewer consumers are feeling financially secure, with nearly half of all surveyed living paycheck to paycheck. Despite [...]
