As part of a recent appropriations bill, Congress extended the National Flood Insurance Program (NFIP) to September 30, 2020! The National Flood Insurance Act of 1968 (NFIA), as amended and implemented by Part 760 of [...]
When tax season rolls around, you may be pretty excited about a big ol’ fat refund. The question is, should you be getting a refund at all? If you had a part-time job in high [...]
Last week I caught up with a long-time friend and professional connection to hear about her new career move. Over drinks, she told a story I’ve heard in many variations over the years. My ([...]
At Your Credit Union Partner we spend most of our time on-site with credit union leaders, discussing opportunities and challenges. During 2019, we traveled more than 150,000 miles, making 56 site visits and facilitating [...]
You’ve likely heard the newest workplace buzz around strengths-based cultures. But what exactly is a strengths-based culture? It’s an atmosphere that relies less on the hierarchy of function and more on teams that [...]
CUNA wrote in support of NCUA’s proposal to raise the residential appraisal threshold earlier this month, as CUNA originally requested the rule to give credit unions parity with banks. Several credit union leagues around [...]
As health officials analyze reports of coronavirus cases as the flu season continues, NAFCU is encouraging credit unions to revisit or update their business continuity plans to ensure continuous operation of critical systems in case [...]
Human resources’ primary purpose should be the fostering of a company’s human capital. However, the operational side of HR can get in the way. As organizations grow, more and more burden is placed on [...]
Visa Inc. is planning the biggest changes in a decade to the rates U.S. merchants pay to accept its cards, hoping to persuade more people to abandon checks and adjusting its fees for new [...]
Conscious regard for the facts tells us that fintechs and big banks are innovating at a rate that far exceeds credit unions, primarily in the areas of channel integration and data delivery. But with a [...]
Financial institutions that structure and optimize pricing for loans are able to make sure they are adequately compensated for the risk they are taking. Instead of pricing loans based on a “gut feel” or a [...]
On July 24, 2019 the NCUA finalized a rule amending its regulations regarding fidelity bonds (Parts 704 for corporate credit unions and 713 for natural person credit unions). These rule changes were effective on October [...]
Giants aren’t always as invincible as we think they are. Many times, the qualities that appear to give them their strength are the sources of their weakness as well. This was the central theme [...]
“Can you jump on a quick 15 minute call today so I can learn more about your credit union and your objectives?” Can I throat punch you? No. You cannot have 15 minutes of my [...]
Over the last year there’s been a lot of talk about social media. Between scandals around privacy at Facebook and the rise of TikTok, there’s a lot to take in on this subject. [...]
