In 2020, everything changed. The pandemic fundamentally shifted the way we work, bank, and play toward digital. What role will cash play in our future? And how does that affect credit unions? This question has [...]
We’re well into January 2021 now, but there were a few developments relating to the Bank Secrecy Act (BSA) that snuck in around the holidays at the end of 2020. Let’s look back [...]
Do you remember how excited you were when you first purchased your home? The paint was fresh, everything was in tip-top shape, and home maintenance tasks hadn’t started to pile up, yet. Of course, [...]
One clear lesson from the coronavirus pandemic has been the need for adaptability. Change is not an uncommon characteristic in business or life. But when situations change quickly – affecting our operating environment, daily lives, and [...]
Welcome to the CUInsight Minute, sixty seconds from our Associate Publisher Robbie Young with our favorite reads from the week. Mentioned: Continuing to deliver for credit unions in 2021 by RYAN DONOVAN, CUNA 2020 was [...]
The original title for this article was "Student Loans: What a pain in the ass!" No but seriously, student loans are the worst. At least with a car loan or a mortgage, you get a [...]
When it comes to personal finances, what matters most to individuals and families is similar across the generations: credit union members want a better financial safety net. In 2020, Securian conducted a credit union research [...]
Artificial Intelligence (AI) has become increasingly popular over the last few years and has dramatically benefited industries, including healthcare, education, marketing, e-commerce, and cybersecurity. Often, we think of AI as human-like robots created to take [...]
Please avoid using the excuse “my credit union is too small”. Over the years, I have heard this from countless credit unions and often at young professional events. They boxed themselves in with limitations based [...]
The Small Business Administration, in consultation with the Treasury, will re-open the Paycheck Protection Program (PPP) loan portal to PPP-eligible lenders with $1 billion or less in assets for First and Second Draw applications January [...]
NAFCU sent members a Regulatory Alert Wednesday outlining the NCUA's request for information (RFI) related to its communication methods in an effort to increase transparency and promote efficiency. The association outlined the RFI and provided [...]
As we head into the new year, credit unions and their boards are typically finalizing their budgets for the upcoming year. This year that means dealing with the operational impacts of the coronavirus pandemic and [...]
What do members really want? Simply put, they want their credit union to support their financial wellbeing. Members who agree that their credit union looks out for their financial wellbeing are three times more likely [...]
Today’s uncertain economic conditions and the continuing effects of the COVID-19 pandemic have left financial institutions scrambling to develop and implement consumer retention strategies to drive revenue. Social distancing measures put in place to [...]
Faced with an economic downturn and rising unemployment, financial institutions and other organizations need a more complete picture of the consumer. As lenders recalibrate their acquisition and risk management strategies, they want to make smarter [...]
