In December 2020, the CFPB finalized two changes to the qualified mortgage (QM) rule (we blogged about these rules here and here). These rules, in part, changed the definition of a general QM from a [...]
NCUA is hosting a webinar on March 24 about potential areas of credit risk resulting from the COVID-19 pandemic. “COVID-19 has had a significant impact on the economy, credit unions, and their members,” NCUA Chairman [...]
Thank you for tuning in to episode 106 of The CUInsight Experience podcast, with your host, Randy Smith, co-founder of CUInsight.com. This episode is brought to you by our friends at PSCU. As the [...]
You heard it throughout last week’s CUNA GAC – financial well-being for all isn’t A thing that credit unions do – it’s THE thing credit unions do. It’s in our DNA, it’s [...]
You’ve likely heard and read a lot about education in the last year. Like so many things, the pandemic has put significant strain on learning and students. From elementary through post-graduate school, students and [...]
Your answer will determine your future in auto lending so let’s understand the difference. Yes, Zeros and Ones are “computer talk” as computers speak in binary. It’s all zeros and ones, where a [...]
Representatives from NAFCU-member credit unions, including Kinecta Federal Credit Union, Schools First Federal Credit Union, and California Credit Union, Thursday joined members of the association's advocacy team to offer industry insights with House Financial Services [...]
Wellness and diversity, equity and inclusion are having a much-needed moment. While in recent years these programs have become a more accepted and expected part of the workplace, the COVID-19 pandemic and the Black Lives [...]
Happy Friday and happy birthday weekend to me! I will be accepting snacks and hand written cards all weekend! But before we celebrate, today’s blog is dedicated to a few of my personal faves, [...]
When CSI asked bankers to identify the one issue that would most affect the financial industry in 2021, cybersecurity was the clear winner. With 34% of the vote, it far outranked the other two leading [...]
Making the decision to outsource some or all of your financial institution's collections work is no easy task. Even when you recognize that your internal staff does not have the time, resources, or ability to [...]
We've reached the one-year mark on the coronavirus pandemic. For the past 12 months, my organization has worked remotely – like many of yours, I'm sure – and while I certainly miss seeing my colleagues in person, [...]
Welcome to the CUInsight Minute, sixty seconds from our Managing Editor John Pettit with our favorite reads from the week. Mentioned: 5 ways your culture can help (or hinder) talent development by JOHN PEMBROKE, CUES [...]
A few years ago, I talked about reasons you shouldn't retire early. Let's take a look at the other side of the argument. Other than the desire to sit on a hill overlooking the ocean [...]
Credit unions are on the front lines when it comes to offering their members financial support. Not only have small businesses been relying more heavily on CUs but individuals are starting to find their way [...]
