NAFCU President and CEO Dan Berger and other association leaders will provide member credit unions with a review of the first few months of 2021 during NAFCU's Q1 Member Webinar. New to the webinar this [...]
It may be because I’ve been in this business long enough to realize that building and managing a top-quality loan portfolio is tougher than ever. It may just be that I long for the [...]
To a greater degree than ever, physical and digital channels are being integrated through data, advanced analytics and modern technologies. Consumers no longer accept being “forced” to use a banking channel they don’t want [...]
There is no denying that the COVID-19 pandemic has disrupted our lives and changed everything about how we go about our day to day business. How we work, how we play, how we educate, how [...]
When the global pandemic hit, people initially stopped, or severely reduced, their financial outgoings. But they quickly adapted to new situations with changed spending habits. Although global payments revenue was estimated to be around $140 [...]
Sure, profit’s important. Revenue’s important…But cash flow is crucial. Words of wisdom from “Mr. Cash Flow” himself, David Wiener of Cash Flow Strategies, who joins us this week on CRMNEXT’s Banking [...]
Everence Federal Credit Union is a faith-based credit cooperative serving more than 30 church denominations and networks with historic roots or relationships with the Anabaptist faith community. Aphaphanh Nussbaum, MBA, SHRM-SCP, the credit union's diversity [...]
The Paycheck Protection Program brought with it a couple “aha” moments for Neighbors Federal Credit Union ($1.1B, Baton Rouge, LA) and the small-business people who came to the cooperative for help. For the businesspeople, [...]
In December 2020, the CFPB finalized two changes to the qualified mortgage (QM) rule (we blogged about these rules here and here). These rules, in part, changed the definition of a general QM from a [...]
NCUA is hosting a webinar on March 24 about potential areas of credit risk resulting from the COVID-19 pandemic. “COVID-19 has had a significant impact on the economy, credit unions, and their members,” NCUA Chairman [...]
Thank you for tuning in to episode 106 of The CUInsight Experience podcast, with your host, Randy Smith, co-founder of CUInsight.com. This episode is brought to you by our friends at PSCU. As the [...]
You heard it throughout last week’s CUNA GAC – financial well-being for all isn’t A thing that credit unions do – it’s THE thing credit unions do. It’s in our DNA, it’s [...]
You’ve likely heard and read a lot about education in the last year. Like so many things, the pandemic has put significant strain on learning and students. From elementary through post-graduate school, students and [...]
Your answer will determine your future in auto lending so let’s understand the difference. Yes, Zeros and Ones are “computer talk” as computers speak in binary. It’s all zeros and ones, where a [...]
Representatives from NAFCU-member credit unions, including Kinecta Federal Credit Union, Schools First Federal Credit Union, and California Credit Union, Thursday joined members of the association's advocacy team to offer industry insights with House Financial Services [...]
