Rising cyber risks, the explosion of data and remote workforces have exposed significant risks in aging infrastructures across midmarket businesses and put many IT organizations in defense mode. At the same time, CIOs are being [...]
The credit union industry looks very different now than it did twenty years ago. At that time, it would have been hard to imagine remote deposit capture, peer-to-peer payments, or even mobile banking. What will [...]
Last week, Acting CFPB Director David Uejio signed off on the agency’s annual fair lending report. The report explains that due to the ongoing effects of the pandemic, many people are facing greater financial [...]
Last Wednesday, cryptocurrency exchange creator Coinbase launched its highly anticipated direct stock offering (as opposed to a traditional initial public offering) to great success and excitement. As cryptocurrencies like Bitcoin and Ethereum become increasingly accepted [...]
We recently had a conversation with Whitney Loe to discuss the future of retail banking, digital transformation, and the role of people in banking. As Director of Business Development at Ignite Sales, Whitney has gained [...]
When it comes to paying off your credit card balances, you have multiple options. It can be tempting to only pay the minimum. Why pay more if you don’t have to? If times are [...]
Navigating through change is challenging, especially during times of global uncertainty. As we move through 2021, implementing successful organizational change efforts and supporting our teams along the way are paramount to the success of our [...]
Back in the 90’s I worked for the Oregon Credit Union League as a Consultant, which meant a big part of my job was traveling all over the state facilitating strategic planning sessions. We [...]
In a conflict, the first words out of your mouth will set the tone and direction of the conversation. Enter correctly, and you give yourself the best chance of success. Enter the wrong way and [...]
If the pandemic taught us anything, it’s that successful organizations are nimble. They are experts at adapting quickly to changes in the environment, beating their competitors in the game of relevancy. Although an organization’[...]
The House passed the CUNA-supported Secure and Fair Enforcement (SAFE) Banking Act Monday in a bipartisan 321-101 vote. The bill would provide protections to financial institutions that serve state legal cannabis-based businesses. “This historic, bipartisan [...]
The CFPB Monday issued an interim final rule (IFR) that requires debt collectors to provide tenants with written notice of their rights under the eviction moratorium issued by the Centers for Disease Control and Prevention ([...]
It’s been a little over a year since the COVID-19 pandemic disrupted our lives on a scale that most of us had never experienced before. The events of 2020 prompted credit unions to make [...]
What is guaranteed asset protection (GAP)? Guaranteed asset protection coverage has one purpose: to protect the investment you made in your vehicle in the worst-case scenario: if your car is declared a total loss or [...]
Digital adoption among consumers has risen dramatically during COVID-19, spurring a rise in member expectations for what it means to bank digitally. While financial institutions continue to invest in the digital member journey, credit unions [...]
