As world economies grapple with lingering impacts of the COVID-19 pandemic, businesses that are laser-focused on and actively investing in digital transformation will thrive — as evidenced by two-thirds of executives already indicating increased investment.1 [...]
In the last year or so, we’ve shared several articles that included some version of this stat: Nearly half of all adult Americans don’t carry life insurance.1 The belief that life insurance [...]
Where do we go from here? The end of this documentary must herald some transformation that proves the financial crisis of cancer matters enough for us to fix it. The coronavirus pandemic gives us some [...]
The Underserved. The Unbanked. These populations deserve access to the services banks and credit unions provide, and, for our communities to be truly successful, FIs need to step up. Joining us this week on CRMNEXT’[...]
A quarter of nationwide auto loans are financed by credit unions, making auto lending a significant component of a credit union’s total loan portfolio. Now with 2022 fast approaching, and vehicle sales reaching pre-pandemic [...]
Thank you for tuning in to episode 114 of The CUInsight Experience podcast with your host, Randy Smith, co-founder of CUInsight.com. This episode is brought to you by our friends at CUES. CUES is [...]
I’ve led strategic planning sessions with senior leaders at some of the nation’s leading credit unions over the last 30 years, and what I’ve learned in the last two months is that [...]
The mounting number of states legalizing cannabis may be prompting more credit unions to consider ways to serve the high-cash industry. Individual cooperatives have reported early success in partnering with legal cannabis businesses, which may [...]
Friday, February 14, 1992 started out like any other day, full of promise. I had no idea it would become the biggest test of my career, when late that afternoon we began to receive calls [...]
The Federal Housing Finance Agency (FHFA) issued a Policy Statement on Fair Lending communicating its "commitment to comprehensive fair lending oversight of Fannie Mae, Freddie Mac (the Enterprises), and the Federal Home Loan Banks" and [...]
NAFCU Thursday sent a Final Regulation Alert to members breaking down the NCUA’s final rule that ends the prohibition against the capitalization of interest in connection with loan workouts and modifications. The association's Final [...]
Everyone is talking about race, gender, and LGBTQ+ rights, but there’s another diverse group that is frequently left out of the conversation. As a disabled person battling Multiple Sclerosis, I am a member of [...]
2020 is no doubt a year most would prefer to soon forget, yet amid so much darkness bright spots could be found within the credit union industry as many institutions found ways to strategically expand [...]
We all know that feeling you get in a drab building, be it a bank branch or a corporate office. A building that feels uninspiring and demotivating. And these buildings are all too common, with [...]
“All we have to decide is what to do with the time that is given us.” - Gandalf We are officially at the halfway point of 2021 (depending on when you read this post). July [...]
