2022 – The year to #BeLikeBetty
Last year, at about this same time, I composed my first article for CUInsight. I led with this opening: “Whew! We made it to 2021! And so far, so good. We still have Betty White [...]
News Archives
Donovan: CUNA GAC is where future of CU movement is built
It’s critically important that credit unions show their work by showing up, CUNA Chief Advocacy Officer Ryan Donovan wrote in CUInsight. As the 2022 CUNA Governmental Affairs Conference (GAC) approaches, Donovan said CUNA GAC ([...]
FHFA announces targeted increase to GSE upfront fees
The Federal Housing Finance Agency (FHFA) Wednesday announced a targeted increase to the government-sponsored enterprises' (GSEs) – Fannie Mae and Freddie Mac – upfront fees for certain high balance and second home loans. The increases go into [...]
Your data is only as secure as your third-party providers
Your reputation as a reliable steward of your members’ personal financial information today doesn’t rely solely on your internal data security program—your reputation also relies on any third parties you give access to [...]
U.S. Bank brings real-time payments to consumer bill payments
U.S. Bank on Thursday (Jan. 6) announced it is bringing the power of real-time payments to the U.S. Bank consumer bill pay experience after the successful completion of a test using the Request [...]
High-risk branding: Two financial institutions prove it can pay off
The banking environment today is far from normal. And it likely will never be “normal” again. Being able to adapt is a critical marketing skill as institutions ride the Covid roller coaster, says Josh Streufert, [...]
When should you leverage your home’s equity?
Getting a home equity loan or a home equity line of credit (HELOC) is an excellent way to leverage the equity built up in your home. However, it’s also risky. You’re putting your [...]
Is secondary capital a good strategic fit for your credit union?
Many CFOs and leadership teams of eligible credit unions are evaluating whether secondary capital might be a strategic fit for their business models. Here are two scenarios to consider: Scenario 1 – We want to continue [...]
Fresh, never frozen lessons from Wendy’s marketing
Wendy’s digital marketing team has always been impressively in-tune with what the internet likes. They’ve long since become well-known for roasting people on Twitter, and to top it off? They’re actually funny. [...]
Mastering the lending maze
Lending: Maneuvering the Maze When it comes to loan management, there’s a lot of room for error. From the first step to the last, the list of pitfalls, such as including things you shouldn’[...]
3 critical tasks that every CEO should check off their to-do list in 2022
Every year, we all reflect back on last year’s projects that didn’t get done. And we usually vow to add those unfinished projects to the To Do list for this year. Some lists [...]
Scale matters: How growth fuels mission
Credit union leaders know the importance of mission to what credit unions do. Credit unions are unique among financial institutions because they are member-owned. Credit unions leverage their member-focus to deliver benefits to their members. [...]
World Council details top international advocacy wins of 2021
The World Council of Credit Unions continued to successfully advocate before international standard setting bodies on behalf of the global financial cooperative movement in 2021. Here are World Council’s top international advocacy success stories [...]
NAFCU, CFPB meet to discuss CMS-IT exams
Members of NAFCU staff Tuesday met with the CFPB to discuss the Compliance Management System Information Technology (CMS-IT) exams. The exam procedures were published by the CFPB in September and provided an overview of the [...]
Building credit as an immigrant
If you’re new to the United States, you’ve probably got a lot on your mind. There’s plenty to do to get settled, including getting your finances in order. Establishing and building credit [...]