Where did the money come from, and where did it go – that’s the question forensic accountants work to answer. Robert Nordlander spent more than 20 years at the IRS as a special agent in [...]
I’ve written at length about how credit unions can get noticed by Millennials. But sometimes it feels like people forget how time just keeps passing us by. Not to make anyone feel old, but [...]
More changes now occur in banking in a year’s time than used to occur in the typical banker’s career. Who would have predicted even just 12 months ago, for example, that one big [...]
Studies show that 20% of people love their jobs, 20% hate their jobs, and the rest are stuck somewhere in the middle. If you’re not in the positive 20% then you’re probably not [...]
Have credit unions peaked when it comes to auto loan growth? The question grows louder as credit unions’ share of auto loans slowly shrinks against steady pressure from competitors. After the Great Recession of 2008, [...]
It is undeniable that the overdraft service environment has changed in the last two to three years. In order to minimize the impact of industry changes and recent market shifts, now is a great time [...]
Several times, I have picked up a book, article or conducted a Google search trying to better understand the basics and general culture of cryptocurrency and blockchain. I’m sure I’m not alone in [...]
President Joe Biden’s FY23 budget proposal released Monday contains several items of interest to credit unions, including the Treasury’s Community Development Financial Institutions (CDFI) Fund. The CDFI Fund makes capital grants, equity investments [...]
Rep. Stephen Lynch, D-Mass., Monday introduced legislation that would require the U.S. Treasury Department to issue a digital version of the U.S. dollar. Lynch is the Chairman of the House Financial Services Committee’[...]
Credit unions have faced no shortage of challenges over the last two years. Between the temporary closure of physical locations, finding ways to connect with members digitally and pivoting services to meet their ever-changing needs, [...]
If you are considering selling your home in the near future, now is a great time to start thinking about the best home improvements for resale. To ensure you get the most money for your [...]
Market harder? In viewing the TikTok, I stumbled upon this video message (Hey, if we can call a movie “The Batman,” I can call it the TikTok!): “A serious mistake a whole generation of people [...]
If a growing chorus of predictions holds, 2022 may go down as the year that use of digital wallets became a majority practice in the U.S. and globally. It may also be the year [...]
If you’re a college student or a twentysomething, going on a Spring Break trip has a special allure. It’s a chance for you to travel somewhere exciting, enjoy some warm weather and have [...]
A new federal debt collection rule enacted under the Fair Debt Collection Practices Act (FDCPA), Regulation F, went into effect in November 2021. This new law will significantly impact the debt collection process. All debt [...]
