A few years ago, the Harvard Business Review published an article about the states of disruption across all industries. Retail banking fell into the category of “high” levels of current disruption and “high” susceptibility to [...]
Do you find the world of trading a touch intimidating? Enthralling? Completely foreign but still a little fascinating? If capital investment piques your interest at all—and perhaps it should—this is the Banking on [...]
The National Credit Union Administration (NCUA) should immediately increase its permissible interest rate ceiling, the National Association of Federally Insured Credit Unions (NAFCU) said Thursday. In a letter to the agency’s board, Ann Kossachev, [...]
On May 4, 2022, the Consumer Financial Protection Bureau (CFPB) announced a $10 million civil penalty and the filing of a consent order against Bank of America, N.A. (BoA) for actions taken in respect [...]
Thank you for tuning in to episode 134 of The CUInsight Experience podcast with your host, Randy Smith, co-founder of CUInsight.com. This episode is brought to you by Allied Solutions. Allied Solutions is focused [...]
There are some things you should never say at work. Most of us work because we want to make a living, be a productive member of society, and advance our careers. If you want to [...]
Does your credit union’s loan department still find itself bridging the gap between manual loan processing involving paper-based loan files while starting the transition toward an automated workflow? If so, you are not alone, [...]
CUNA Senior Economist Dawit Kebede issued the following statement in response to the Labor Department’s April Employment Situation: “The economy added more jobs in April than expected fueled by employment gains across several sectors. [...]
The Nominating Ballot phase of NAFCU's 2022 board election has ended; official ballots will be sent to members May 11. The deadline for returning the ballots is May 25. Four candidates ran uncontested, officially winning [...]
Four experts weigh in on the disruptive, always-changing payments space—and their recommendations for how to capitalize on it. Payments Personalization From Amazon suggesting your next buy before you even realize you need it to [...]
The marketing and business development world is undergoing constant changes. Credit union thought leaders are paying attention, following technological advancements and changing member preferences, and their impact on the movement. Those topics are at the [...]
The federal government must develop a comprehensive fiscal plan, which should include an examination of the effectiveness of tax expenditures—a budget category encompassing the credit union tax exemption—the Government Accountability Office (GAO) said [...]
As you may have noticed the last couple years, there is no longer any single wildfire season. The now-annual campaign to tame the nation’s wildfires will start earlier and last longer, as rural communities [...]
Watching yesterday’s post on the Federal Open Market Committee (FOMC) press conference with Fed Chairman Jay Powell, I feel that we saw a chairman chastened by a resounding early loss in battle to his [...]
Ever heard of a “vicious cycle”? Or, in other terms, repeating the same patterns over and over resulting in the same outcomes? Me too, and I want to be able to shut that off. As [...]
