Everyone is at risk of flooding, but as an agent, it's important to understand how much risk your clients' homes could potentially face. As you probably know, consumers can find out if a property is [...]
It’s easy to conclude that every generation experiences the same growing pains: adolescence into adulthood; post-college into the challenge of simultaneously navigating a family and career. But many generational experts concede that members of [...]
June 2022 is now in full swing, which means the temperatures are heating up outside, people are having barbeques, and kids are beginning their summer vacations (including my six-year-old, who just finished kindergarten). It’s [...]
For years, credit union training and community bank training has emphasized features and benefits, features and benefits, features and benefits (repetition intentional). In reality, staff are much better equipped when they receive training related to [...]
“The World Economic Forum in Davos is usually fixated on the future. This year the focus was not on the future but the past. People delved back into history... Today's statesmen need to infuse their [...]
Is it too lofty a goal to make member experience grow better with every single transaction? Not if predictive analytics is part of your plan. Every member interaction – even the most routine – reveals incredibly valuable [...]
Working with several hundred depository institutions nationally allows our firm to identify trends and provide unique perspectives on the market. In the loan participations space, we’re seeing more participations on a flow basis vs. [...]
After analysis, your credit union executive team decided “more members” is a top-priority goal. Cool. Where are your credit union’s greatest opportunities for member growth? Expanding SEGs and community charter Improving outreach to eligible [...]
Federally insured credit unions experienced growth in assets, shares and deposits, and loans outstanding over the year ending in the first quarter of 2022, according to the latest Quarterly U.S. Map Review released Tuesday [...]
The Federal Open Market Committee (FOMC) - the Fed’s monetary-policy setting arm – begins its June meeting today and is expected to discuss several topics of interest to credit unions. Until recently, it was widely [...]
The financial services landscape is in constant motion. Change is expected, but it’s not just about change anymore. It’s the accelerated pace of change that puts credit unions on the defense—scrambling to [...]
The cost of homeowners insurance is rising in response to inflationary pressure, supply chain disruptions, and increased labor and material costs to build a home. In 2022, homeowners spend an average of $1,383 per [...]
Consumer expectations are rapidly changing to reflect the latest technological and cultural shifts, and it is essential for credit unions to meet members where they are today in order to compete for tomorrow. Members are [...]
The House Financial Services Committee on Tuesday will mark up legislation that would place limits on credit union and bank overdraft programs and expand the disclosures that consumers must receive about the programs. “Beginning in [...]
Our country continues to face a difficult economic situation. The cost of living is up, supply chain delays persist, and wages are low. For credit unions, it just makes it that much more important to [...]
