If you want a case study in defining your niche, look no further than Oxygen. It’s a FinTech company targeting freelancers and gig workers underserved by other financial institutions. Every piece of their marketing [...]
Inflation is the worst. Too bad it doesn't make our wallets bigger (*ba-dum-tssh). But enough with the bad jokes, let's get serious. Have you ever thought of turning one of your hobbies into a side [...]
Credit unions are, by nature, community-centric institutions. Member-owned and educationally-focused, they financially empower people in their communities and positively impact their quality of life. In contrast to traditional big banks, credit unions have a warm, [...]
Earlier this month, I had the pleasure and distinct honor to lead a panel of credit union industry leaders on stage at the DCUC Annual Conference. A unified voice in front of our member credit [...]
Credit union champions won their primary races in Hawaii Saturday and Alaska Tuesday. Credit Union Legislative Action Council (CULAC) and state leagues have backed 279 credit union champions with a 96% success rate this election [...]
The Federal Reserve on Tuesday issued additional information for Board supervised banks seeking to engage in crypto-asset-related activities. Although the guidance is directed toward banks, it helps ensure that supervisory expectations for firms with crypto-centric [...]
Did you know that you have a secret rating that can massively enable (or inhibit) your ability to achieve your desired results? Worse yet, other people know the score, but you are probably blissfully unaware [...]
The marijuana banking legislation passed by the House would not significantly improve the problems cannabis-related businesses face in trying to establish banking services, researchers at the Drug Enforcement Policy Center at Ohio State University’s [...]
In today’s increasingly digital environment, it is easy to pay for almost anything, especially an online purchase, via installments. Buy Now, Pay Later (BNPL), point-of-sale installment payment plans are everywhere. If you’ve purchased [...]
“Risk is the clue that our dreams are both real and great.” – Craig D Lounsbrough When you think of life insurance commercials, what comes to mind first? Think about the most recent commercial you’ve [...]
One of the significant and sudden impacts of the pandemic was people suddenly started driving far less than before. Subsequently, there were fewer auto insurance claims nationally. In response, many auto carriers offered discounts and [...]
The prospect of an economic recession in the United States persists in this summer of 2022. While fuel prices have progressively – and with great relief – dropped in the last two months, consumers continue to get [...]
If you want to the most valuable person in your office, there can't be any slacking. To be your team's Tom Brady, here are some things to think about... Keep your finger on the pulse: [...]
Consumer Credit Market Overview Credit unions and banks across the country are doing their best to interpret conflicting data points of consumer credit health. Across financial services, Q2 saw lenders significantly grow balances in products [...]
Commercial lending is a key service for many credit unions. Commercial real estate is an ever-changing industry that constantly adapts to the world around it. After the COVID-19 pandemic put the world economy in question, [...]
