Point-of-sale installment loans and your credit
You may have seen a ‘Buy Now Pay Later’ option at checkout at your favorite online store. Buy Now Pay Later is a type of point-of-sale (POS) installment loan. Over the past few years, POS [...]
News Archives
Congress is back in Washington, D.C.
The Senate returned to Washington, D.C., this week and the House will be back next week, marking the end of August recess. There’s a shortened Congressional calendar for the remainder of the year [...]
Do your female members have the life insurance they need?
Women in the US are much less likely to have life insurance than men. According to 2022 research from LIMRA, 47% of US women aged 18-75 own life insurance compared to 58% of men. Information [...]
Wise use of your credit union’s marketing budget
As consumers’ budgets are feeling the pinch, so is yours. And when times are tight, credit unions’ marketing budget is typically the first to go, which is contrary to research shows brands that continue their [...]
CUInsight Weekly Minute with Linda Lafortune – September 9, 2022
Welcome to the CUInsight Minute, sixty seconds from our Director of Learning & Client Support Linda Lafortune with our favorite reads from the week. Mentioned: 3 reasons your competitor that sucks is beating you (and [...]
3 really dumb ways to use a credit card
We all know that credit cards can be a valuable weapon in your spending arsenal. They can help you build good credit when you’re just starting out, and can come to your aid in [...]
Three credit union financial trends and economic implications
Credit unions saw an explosion of balance sheet growth throughout COVID-19, primarily related to government relief loans and increased savings rates during the height of the pandemic. As we move further away from the impacts [...]
Uniting teams around strategy
Frequently, the business case for strategic change is clear. The heart of the challenge is often human. The status quo and disagreement about the future can cause inaction; and, delay affects results. How does a [...]
Hold out your hand: Lessons from Brandi Carlile
Many of us in the Pacific Northwest have known and loved Brandi Carlile for years. When she won big at the 2019 Grammys and stole the show with her stunning performance of The Joke more [...]
CDFI Fund issues long-sought supplemental guidance
The Treasury’s Community Development Financial Institutions (CDFI) Fund issued CUNA-requested supplemental guidance Thursday for CDFIs currently in a certification cure period. CUNA and engaged with the CDFI Fund in recent months over CDFI credit [...]
NAFCU, trades write to CFPB regarding credit card terms collection
NAFCU joined several trades on a letter to the CFPB on Monday regarding the bureau’s request for comment on the Paperwork Reduction Act as it relates to the collection of credit card terms. The [...]
CFO Focus: Overdraft and offsetting the gap
Momentum is growing for banks and credit unions to eliminate or significantly reduce overdraft fees, and many institutions are hard at work planning how to navigate this revenue transition. What started with Ally and Capital [...]
Three signs something might be a scam
There are many ways fraudsters try to get your personal information or separate you from your hard-earned money. One of the most popular schemes is through a phishing scam, in which fraudsters use links in [...]
What to consider for your 2023 marketing budget plan
It’s that time of year when marketing teams begin reviewing how to develop the budget ask for the upcoming year. It can be a hard needle to thread, as you must consider the balance [...]
How pre-employment assessments decrease turnover
The importance of conducting pre-employment assessments has never been greater. Knowing what qualities would best fit your open positions will most effectively determine if the applicant will positively impact your organization. Pre-employment assessments are great [...]