Gratitude, the greatest gift in the workplace
Yesterday was Thanksgiving, a time to reflect on what you’re grateful for and to show appreciation for those around you. As leaders, we’re often focused on achieving goals and what it’ll take [...]
News Archives
The CUInsight Network podcast: Data journey – Trellance (#46)
Thank you for tuning in to episode 46 of The CUInsight Network, with your host, Lauren Culp, Publisher & CEO of CUInsight.com. In The CUInsight Network, we take a deeper dive with the thought [...]
Algorithm-based overdraft protection lacks disclosure transparency
There’s no doubt that algorithms can reach levels of analysis that humans alone can’t make. In banking, AI might identify fraudulent activity or improve fair lending practices — both of which ultimately offer benefits. [...]
Opportunity for traditional financial institutions post FTX
During the last two weeks, the collapse of FTX Intl (Bahamas-based exchange) set in motion yet another crisis in the crypto industry. It was only earlier this year, when much of the crypto industry faced [...]
The ropes are old!
Who is Generation-Z? The next generation of credit union young professionals (YP’s) are here, ready to make waves and revolutionize the credit union industry. Born between the late 1990’s and early 2010’s, [...]
Leaders in Lending | Ep. 85: Driving loan growth digitally in uncertain times
The lending environment in 2022 is vastly different than it was in 2019 – rising rates and inflation have made lending more expensive to consumers. However, leveraging AI and machine learning can help banks continue to [...]
Thankful for the credit union movement
CUNA, Leagues, and credit unions have plenty on our plate to close out 2022, including putting the finishing touches on an advocacy agenda for next year. There’s also a lot to be thankful for. [...]
Tech Time: Automation helps credit unions bridge IT talent gaps
Whether you call it “The Great Resignation,” “The Great Renegotiation” or “The Great Reshuffle,” the fact is that credit unions cannot ignore how talent shortages are affecting their capacity to innovate and meet the demands [...]
10 takeaways on the White House framework for digital assets
We’re beginning to receive clarity from the White House regarding its approach to digital assets, including the potential development of a Central Bank Digital Currency (CBDC). With the release of a wide-ranging report, the [...]
Why your members (and your team) will be grateful for your new credit union website
As credit unions, you work everyday to create better financial lives for your members (and community). If it’s been a few years or longer since your last website overhaul, there’s a good chance [...]
A bereavement policy update you wish were only on paper, but helps employees at a key time
It is one of the hardest experiences someone can go through and, quite frankly, one of the least talked about. It does not just affect women but men too. Miscarriage is a traumatic experience for [...]
Credit union trades question FTC effort to regulate data privacy
Any effort by the Federal Trade Commission to regulate the ways that consumer data is used is likely to be ill-timed or overly broad, credit union trade groups told the commission this week. The commission [...]
Your credit union marketing can’t be everything to everybody
“You can’t be everything to everybody, but you can be everything to somebody.” – Trent Shelton A while back, flipping through Facebook Reels (those short videos that are seemingly provided at random) I stopped to [...]
What is debt-to-income ratio?
When you apply for a mortgage, car loan or credit card, lenders consider multiple factors such as your credit score and debt-to-income ratio. Your credit score is a three-digit number that reflects your history of [...]
Legislation introduced to Congress deterring payday lenders’ abuses
For years, consumer advocacy groups and federal agencies like the Consumer Financial Protection Bureau (CFPB) have fought to hold to account or eliminate predatory payday lenders in states across the country. Regardless of extensive documentation [...]