NAFCU Thursday asked the Federal Housing Finance Agency (FHFA) to extend the effective date for targeted changes to the government-sponsored enterprises’ (GSEs) guarantee fee pricing to March 1, 2023. The changes took effect yesterday, but [...]
Small businesses are the heartbeat of our communities, providing localized services and responding to needs felt uniquely by people like them. That’s why it’s so important to us at Verity Credit Union to [...]
Climate change poses long-term risks to financial institutions’ safety and soundness, as well as possible physical threats in the near term. The former include the increased threat of wildfires in the West and severe weather [...]
Federal financial regulatory agencies are either the solution to discrimination in banking or the cause of the discrimination, witnesses told the Senate Banking Committee at a hearing on the issue Thursday. “Our nation’s federal [...]
In this two-part blog series, we will cover the history of property valuation process improvements, the challenges the industry faces, and what the Appraisal Qualifications Board is doing to modernize the process for consumers. Over [...]
The credit union movement began with a simple idea — that by pooling savings and making loans to neighbors and co-workers, people could achieve a better standard of living. This movement has existed for over a [...]
Hard and soft inquiries, sometimes referred to as credit checks, are requests to view your credit report by lenders, landlords, employers and companies that are authorized to do so. Both hard and soft inquiries will [...]
Whether you’re a soccer fan or not, it’s hard to ignore one of the largest sporting spectacles on Earth – the World Cup. While the feats of athleticism on the pitch are impressive, leaders [...]
Welcome to the CUInsight Minute, sixty seconds from our Director of Learning & Client Support Linda Lafortune with our favorite reads from the week. Mentioned: What do CU staff have in common with auto workers? [...]
While the COVID-19 pandemic accelerated utilization of the cloud as executive teams and boards realized how it could help address employee and member needs, the transition to the cloud is rooted in myths that leaves [...]
According to NCUA’s 2022 Q3 Merger Activity and Insurance Report, in the first three quarters of 2022, 134 consolidations have been approved by the federal agency, compared to 117 last year. And 58 mergers [...]
Theme parks are awesome, especially Disney and Universal. Combined, I’ve been to both more times than I can count…literally. Besides making me a de facto guest services agent for other visitors, I also [...]
There are many types of investors in the institutional fixed income world: hedge funds, mutual funds, depositories, insurance, corporations, pensions, and endowments, to name several. Many of these investors are differentiated by the assets they [...]
Recent failures of cryptocurrency and blockchain based financial platforms have demonstrated that an unregulated, unsupervised structure is not viable and poses serious risks to consumers and the economy, CUNA wrote to the Senate Agriculture Committee [...]
The Federal Reserve released its latest Beige Book yesterday, showing that national economic activity was about flat or up slightly since the previous report, while also being down from the modest average pace of growth [...]
