As if you didn’t expect it, the battle continues in the financial services sector to eradicate predatory payday lenders in the United States. Despite individual states’ gains in recent years to cap payday loans’ [...]
While signals are mixed regarding whether the U.S. economy will fall into a recession, many economists are in agreement that a significant downturn is likely. A recent article by Ed O’Boyle from Gallup [...]
Welcome to the CUInsight Minute, sixty seconds from our Managing Editor John Pettit with our favorite reads from the week. Mentioned: The importance of planning, thinking early and often, and always being decisive! by ANTHONY [...]
Better credit scores can obviously benefit you when it comes time to get a loan. But what other advantages does a higher credit score give you? Here are three ways a better credit score can [...]
Financial literacy is the backbone of consumers’ ability to manage their money and make smart, informed choices. But the absence of accessible, effective financial education is drastically decreasing the average financial literacy rate, and thus [...]
Welcome to 2023. Since it’s still early in the year, we’re all still on track with our plans for change in 2023, right? Hooray! Go us! And if we’re off track a [...]
The Consumer Financial Protection Bureau (CFPB) issued a proposed rule to establish a public registry of nonbanks’ terms and conditions in form contracts. The rule would not apply to credit unions. Nonbanks subject to the [...]
NAFCU President and CEO Dan Berger met with NCUA Chairman Todd Harper Wednesday at the agency’s headquarters in Alexandria, Va., to discuss credit union priorities, including several of NAFCU’s recent requests to the [...]
James Robert Lay, president of Digital Growth Institute, Houston, Texas, believes in humanizing a credit union’s digital brand, which starts and ends with the user experience. Here are his 10 must-haves for crafting a [...]
Appreciation. Gratitude. Trust. This series has explored many topics that circle around the same subject: how to lead in a way that makes your business into the best it can be. Not just in terms [...]
Join Professor Todd Zywicki for a discussion of the history of the Durbin Amendment to the Dodd-Frank Act, which established the interchange price caps, the recent Credit Card Competition Act, and an overview of the [...]
The digital banking landscape is in a constant state of change. As we enter the new year, financial institutions (FIs) are preparing for a range of anticipated changes and trends that will impact the way [...]
Your home-buying experience should be an exciting time, yet the process ahead is not without its drawbacks and potential problems. For many home-buyers, failing to do enough research at the beginning of the process can [...]
Despite making significant progress in digital banking transformation since the pandemic, the relative confidence of most banks and credit unions in their future readiness has decreased over the past year, according to a study by [...]
These first days of the new year offer an opportunity for many of us to get back in the groove and jump on those personal and financial targets that will get our 2023 off to [...]
