Delinquency and collections are an inevitable part of the lending business, especially as we head into an economic future dominated by inflation and high interest rates. Delinquent accounts present cash flow and many other challenges [...]
Everyone knows the phrase, “it’s just business, nothing personal.” As I’ve learned through the years, this simply isn’t true. Business is personal. In an article by Donda Mullis on Fast Company, she [...]
For many of us, the beginning of a new year means taking up new habits and goals, often around working toward a healthier lifestyle. We vow to get enough sleep, eat healthier and exercise, among [...]
Welcome to the CUInsight Minute, sixty seconds from our Community and Marketing Coordinator Alyssa Angurio with our favorite reads from the week. Mentioned: Leading in turbulent times by JOHN SPENCE “All of the great leaders [...]
If last year went by fast, this one is on track to be faster. Tuesday will be the halfway point of February. See what I mean? Have you already forgotten your New Year's resolutions? If [...]
There is a saying that leaders are not born but are made. This is to suggest that leadership is a trait that can be taught. If this is so, individuals seeking a leadership post should [...]
What’s the Super Bowl of advertising? The Super Bowl itself, of course. Over 40% of viewers watch the big game just for the ads. Brand partnerships generate the most hype before kickoff. Everyone wants [...]
The Cybersecurity and Infrastructure Security Agency (CISA) and the Federal Bureau of Investigation (FBI) released a joint Cybersecurity Advisory (CSA) in response to the ongoing ransomware campaign, known as “ESXiArgs.” Malicious actors may be exploiting [...]
Total consumer credit rose 2.9 percent at a seasonally adjusted, annualized rate in December and is up 7.8 percent compared to a year ago. Revolving credit – primarily credit cards – rose 7.3 percent [...]
Now’s the time to prepare for managing increased loan workouts and loan modifications. Loan performance since the pandemic has remained strong across many U.S. financial institutions in recent quarters, but credit unions and [...]
This episode of the CUNA News Podcast highlights Black History Month, recognizing the significance of Black leadership within the credit union movement and sharing the promise of a new credit union formed in Minneapolis. CUNA [...]
Ask any financial expert what you have to do to control personal finances, and they’ll tell you the first step is creating a budget. For that matter, they’ll probably tell you that creating [...]
Todd Harper, chairman of the National Credit Union Administration, recounts a story he heard not so long ago from a federal credit union examiner who came across a very small credit union still charging 1.[...]
Dear Credit Union Listeners, if you're thinking of dismissing Bitcoin and not making it an option for your members, you may be missing the big picture. Your members didn't stop making investments after they discovered [...]
As we blogged about last November, the CFPB is on a quest against “junk” fees. So far, this has included regulatory enforcement actions, guidance on surprise overdraft fees, and guidance on depositor fees. Recently, the [...]
