Saving money for just-in-case and when-your-time’s-up scenarios is smart. Life insurance and annuity products will help you and your loved ones with each. Here’s the lowdown on what you need to know about [...]
If you’re struggling to keep up with your bills and loans, you have options. Depending on your loan, your lender may have a financial hardship plan available to make your payments more manageable. Every [...]
The banking industry is in the very early days of exploring how generative AI models like ChatGPT can be applied to transform financial services. Many institutions are beginning to run small-scale pilot projects or proofs [...]
New data from the Bureau of Labor Statistics revealed 187,000 jobs were added in August, while gains in July and June were revised down 30,000 and 80,000, respectively. NAFCU Chief Economist and [...]
A recent IRS policy change has sent shockwaves through the gig economy and person-to-person payment platforms. As of 2023, apps like Venmo, Cash App, Zelle, and PayPal must issue 1099-K tax forms for accounts with [...]
We have an historic opportunity to reshape the future of credit union advocacy and representation as you consider voting in favor of the proposed merger of CUNA and NAFCU. For those who have experienced a [...]
Thank you for tuning in to episode 168 of The CUInsight Experience podcast with your host, Randy Smith, co-founder of CUInsight.com. This episode is brought to you by PSCU, the nation’s premier payments [...]
July’s decline in employment growth continues to signal changes in what had been a surprisingly strong U.S. labor market. Nonfarm payrolls increased 187,000 in July, according to the Bureau of Labor Statistics, [...]
Growing up as an immigrant, I was my parents’ translator. As soon as my siblings and I learned enough English to be considered fluent, we began translating at parent-teacher conferences, at stores when our parents [...]
In an ever-evolving financial system, credit unions have long stood as beacons of accessibility and opportunity. And yet, across the world, 1.4 billion people wake up every day without access to financial services. The [...]
Voting is officially underway for the proposed merger of CUNA and NAFCU into America’s Credit Unions, and we encourage members of both organizations to cast your ballot before Nov. 1 at 5 p.m. [...]
The NCUA issued three prohibition notices in August, prohibiting the individuals previously associated with credit unions from any future participation in the affairs of a federally-insured depository institution. Violation of a prohibition order is a [...]
The CUNA Lending Council announces the Next Level Executive Scholarship to allow rising credit union lending leaders the opportunity to attend the 2023 CUNA Lending Council Conference, November 12-15, 2023, in Denver, Colorado. “I am [...]
The FedNow instant payments system creates opportunities for banks and credit unions of all sizes, facilitating new ways for them to generate revenue from both business and retail customers. But it also creates strategic, pricing [...]
Recently, Alkami and Digital Credence co-hosted an online event, Digital Transformation Series: Driving Digital Engagement featuring expertise from On Tap Credit Union, United Heritage Credit Union, SRP Federal Credit Union, and industry consultancy, Digital Credence. [...]
