The Senate Banking Committee Wednesday advanced the NAFCU-supported Secure and Fair Enforcement Regulation (SAFER) Banking Act. Ahead of the markup, NAFCU flagged concerns about potential regulatory overreach, many of which were addressed in an amendment [...]
The era of generative artificial intelligence (AI) is upon us at warp speed, epitomized by generative pre-trained transformer (GPT) tools such as ChatGPT. With the rapid adoption of ChatGPT and similar AI tools reaching historic [...]
A lot of times, founders adopt a mindsight of "my way or the highway". But one of the best things they can do is get out of the way. Randy Smith, the co-founder of CUInsight.[...]
Are you a credit union leader or stakeholder looking for a competitive edge in auto lending? Don't miss this must-listen episode of 'Banking on Experience,' where we pull back the curtain on the auto [...]
Parent PLUS loans are federal student loans that parents can take out to help pay for their children’s undergraduate education. These loans can fill in gaps that aren’t covered by other types of [...]
Today’s financial consumers live in a world where their personal finances are digitized and at their disposal 24/7. They can digitally open and fund savings accounts or investment accounts, instantly move money, view [...]
CUInsight Publisher & CEO Lauren Culp is joined by Mitch Pangretic, SVP, Director of Strategic Partnerships at Elan Credit Card for a quick interview with just 3 questions about credit card programs… Three questions: (0:[...]
Welcome to the Unraveling Cyber Defense Model Secrets series, where we shine a light on Adlumin’s Data Science team, explore the team’s latest detections, and learn how to navigate the cyberattack landscape. The [...]
A perennial question for marketers is, how much should we be spending? Community banks have never had the budgetary freedom to spend with reckless abandon, as many fintechs and neobanks did before the capital spigot [...]
Over the last 18 months, the conversations we’ve had with management teams and board members across the United States have focused on concerns around interest rate risk – rates sat at or near 0% for [...]
Cybersecurity is complex—and that's an understatement. Credit union leaders can't afford to "leave it to the experts," though. Protecting member and organizational data is a strategic imperative that requires, at minimum, a basic understanding [...]
Our country is on the precipice of a government shutdown. The ramifications are far-reaching – federal workers would be without pay for an unknowable period, some government services would halt, and more residual impacts would happen [...]
Your credit union’s choice in stock photography may seem like a minor part of your overall marketing and design strategy, but it can have a massive impact on your organization. Over the course of [...]
Long gone is the “era of plenty” for marketing budgets, with volatility becoming the new status quo. According to chief marketing officers in the financial services industry, the marketing budget as a percentage of company [...]
The new year has opened with a number of reassessments of business priorities decided prior to the rise in rates. The era of free money is over. Also, TINA, is the belief that There Is [...]
