People of Modest Means and Lots and Lots of Debt
by Henry Meier No one should be surprised that younger people take on more credit card debt than older people, but a new research paper is getting a lot of attention this morning because of [...]
News Archives
Board Revamp for Better Cooperative Leadership
by Mark Meyer, Filene Research Institute Warren Buffet once called corporate boards “tail-wagging puppy dogs,” and credit union boards should take that as a caution. Governance should be the lifeblood of the credit union. Democratic [...]
Well, Because We’ve Always Done It That Way! That’s, Why
by Anthony Demangone Change is difficult. With everything going on, I have a hard enough time finishing tasks that I want to do, let alone a new task that is dropped on my plate. But [...]
What Your Credit Union Can Do Against DDoS Attacks
by Pierluigi Stella, Network Box USA As it was at the end of the year wherein we were asked to make forecasts, so too was the scenario at the beginning of a new year, with [...]
5 Ways to Engage Staff in your Contingency Plan
by Robin Remines Let’s be honest, many of your employees probably think Contingency Planning is for the geek squad in IT. Power goes out – call IT. Storm approaching? Call IT. And while IT serves [...]
Your Team Needs You
by Matt Monge Very few people, if they’re honest, enjoy going to work every day in an environment filled with distrust, political maneuvering, and so many of the other ugly things that characterize too [...]
This Might Not Work: The Fear of Failure
by Bo McDonald We’ve lined up some pretty exciting projects for the credit unions we work with in 2013. During the fall my team at YMC has labored endlessly on plans for the New [...]
Digging for New Members: A Lesson from Discovery’s Gold Rush
by Mark DeBellis, PSB Integrated Marketing I’ll admit it. I’m addicted to Discovery Channel’s hit show Gold Rush. I can’t wait to catch each new episode of the Hoffman clan in [...]
41 Questions Every Credit Union Should Ask Themselves Today
by Eric Gagliano As a credit union marketing consultant, I’ve found that it is much better to have all of the right questions than to have all of the right answers. Here is a [...]
Remote Deposit Changed My Life
by DeAndré Upshaw, Agency Entourage OK, so that headline may be a bit of an exaggeration, but in all fairness, remote deposit has made my life easier – mainly because I officially have little to no [...]
NCUA Sets Low Bar for Fair Lending Exams
by Keith Leggett The National Credit Union Administration (NCUA) appears to set the bar pretty low when it comes to examining credit unions for fair lending compliance. According to NCUA's 2013 Annual Performance Plan, the [...]
Building a Global Community
We build a community of credit union and financial cooperative systems around the world. We operate locally but our markets have globalized. Market forces today are increasingly driven by global events. We face the same [...]
What Your Credit Union Can Learn From Anthropologie’s Social Media Faux Pas
by DeAndre Upshaw Retailer Anthropologie came under fire earlier this week for selling a candlestick that many deemed offensive. Several blogs and websites called for them to remove the candlestick from their site, and they [...]
Automate Your Way to Debt Freedom
BY DEBBIE DRAGON Total U.S. consumer debt reached a record $2.75 trillion in 2012, according to the Federal Reserve. Since your motivational level is high with the new year, why not take the [...]
5 Things To Do Every Decade For Financial Success
by LearnVest For many of us, January is littered with a motley assortment of resolutions. Instead of willing yourself to give up chocolate, while saving an extra $500 a month and finally learning Chinese, try [...]