One of the greatest 80s cult movies is The Breakfast Club. In one famous scene, high-strung Baby Boomer teacher Richard Vernon and high school custodian Carl talk about the kids upstairs in weekend detention. The [...]
As financial institutions – including credit unions that offer mortgage lending – gear up for a mid-year analysis of their mortgage loan portfolios and the value of collateral assets, there are some important tools that can help. [...]
by Bo McDonald Walt Disney once said: “You can design and create, and build the most wonderful place in the world. But it takes people to make the dream a reality.” No place is that [...]
by. Michael Downs and Heather Horrocks In a recent article, “Wells Fargo Mini-Branches And The Shrinking Retail Footprint”, published by the Financial Brand, they examined a new branch concept being rolled-out by Wells Fargo that [...]
by Royce Yeager Have you been reviewing your DR plan, checking its robustness and trying to mitigating failure points? This post is for you. First of all, what is a single point of failure? A [...]
by Jeff Marsico Conventional wisdom: The onslaught of new banking laws, regulations, and regulatory activism requires scale to absorb costs. Or, the rapid pace of technological change and the sophistication of hackers requires resources not [...]
At CUNA Mutual’s Business Development Unit we are always on the lookout for a compelling new business book. Unfortunately, the business genre, which is flooded with new titles, is sorely lacking in strong material. [...]
by. Henry Meier Payday loans are a cross between the weather and art. They’re like the weather because everyone talks about them; they’re like art because they’re ultimately impossible to define yet [...]
Recently, I bought a new thermometer for our home. There was nothing wrong with our current model—it was programmable and did a fine job of controlling the heat and air conditioning. In fact, I [...]
by Jim Blaine Sure you feel that this has gone on way too long with little result. Sounds a bit like the current state of our National political system - much talk, much arguing, much [...]
We have all heard of the importance of having a Succession Plan in place, usually for our critical senior executive roles. Typically, the discussion is in the context of Replacement Planning, whether short-term or long-term, [...]
by. Dan Price, Twenty Twenty Analytics Behavioral finance is an approach to finance based on the observation that psychological variables affect and often distort individuals’ decision making. Behavioral finance is driven by a number of [...]
by Lana J. Chandler “The atmosphere of your branch is paramount in maintaining happy small business clients,” maintains Kevron B. Tynes, retail sales administrator for National Penn Bank (Boyertown, PA). “When I was a branch [...]
by Chris Wolgamott I was six when my dad taught me to ride a bike. This wasn’t an easy feat since I’ve always been a little clumsy. It took a lot of hard [...]
by Mark Arnold Let’s face it: the business world is full of annoying clichés, trite phrases and overused “hip” terminology. Credit unions and banks are no different. It’s time to examine our [...]
