by. Jeff Falk For customers in this extremely competitive financial environment, it’s all about the fees — and as long as those fees are heading towards zero, customers are happy. What about financial institutions (FIs)? [...]
By Casey Bond The popularity of credit unions has been growing in recent years — The Financial Brand reports that there were 7,165 credit unions as of 2012, with total membership jumping to 93.7 [...]
by Sarah Snell Cooke In elementary school, everyone learns the five biggies when it comes to asking and answering questions: who, what when, where and why. As a journalist, they're reinforced again and again. To [...]
One of the greatest 80s cult movies is The Breakfast Club. In one famous scene, high-strung Baby Boomer teacher Richard Vernon and high school custodian Carl talk about the kids upstairs in weekend detention. The [...]
As financial institutions – including credit unions that offer mortgage lending – gear up for a mid-year analysis of their mortgage loan portfolios and the value of collateral assets, there are some important tools that can help. [...]
by Bo McDonald Walt Disney once said: “You can design and create, and build the most wonderful place in the world. But it takes people to make the dream a reality.” No place is that [...]
by. Michael Downs and Heather Horrocks In a recent article, “Wells Fargo Mini-Branches And The Shrinking Retail Footprint”, published by the Financial Brand, they examined a new branch concept being rolled-out by Wells Fargo that [...]
by Royce Yeager Have you been reviewing your DR plan, checking its robustness and trying to mitigating failure points? This post is for you. First of all, what is a single point of failure? A [...]
by Jeff Marsico Conventional wisdom: The onslaught of new banking laws, regulations, and regulatory activism requires scale to absorb costs. Or, the rapid pace of technological change and the sophistication of hackers requires resources not [...]
At CUNA Mutual’s Business Development Unit we are always on the lookout for a compelling new business book. Unfortunately, the business genre, which is flooded with new titles, is sorely lacking in strong material. [...]
by. Henry Meier Payday loans are a cross between the weather and art. They’re like the weather because everyone talks about them; they’re like art because they’re ultimately impossible to define yet [...]
Recently, I bought a new thermometer for our home. There was nothing wrong with our current model—it was programmable and did a fine job of controlling the heat and air conditioning. In fact, I [...]
by Jim Blaine Sure you feel that this has gone on way too long with little result. Sounds a bit like the current state of our National political system - much talk, much arguing, much [...]
We have all heard of the importance of having a Succession Plan in place, usually for our critical senior executive roles. Typically, the discussion is in the context of Replacement Planning, whether short-term or long-term, [...]
by. Dan Price, Twenty Twenty Analytics Behavioral finance is an approach to finance based on the observation that psychological variables affect and often distort individuals’ decision making. Behavioral finance is driven by a number of [...]
