Credit cards are easy, at-the-ready financing, but they aren’t always the right financial tool for your business members’ needs. Before they use a credit card to fund their business or pay for a capital [...]
by. Jeff Rendel Over the past year, specialists in sales success have recognized sales traits (and subsequent skills) that predictably deliver results. Simply put, experts, consultants, and closers reliably produce superior outcomes in sales. Experts [...]
by. Mark Arnold Financial institutions have all kinds of assets. Fixed assets. Branches. Loans. Investments. You get the idea. Most of the assets are things. The reality is that the most important assets at credit [...]
1. More collaboration. 2. Less “collaboration.” 3. More teams that trust each other based on a mutual humanness and vulnerability. 4. Fewer teams that think because they did a trust exercise this one time, they [...]
by. Henry Meier I like gambling as much as the next guy, but I have never quite understood the appeal of the state lottery. When I compare my chances of winning to the taxes I [...]
Not too long ago I was talking to a marketing friend of mine who was extremely excited about doing creative for her client, the Amish. She was getting ready to do a series of billboards, [...]
Justin Bieber’s “Baby” has become the highest-certified single in music history, overtaking Sir Elton John's tribute to Diana, Princess of Wales. However, the teenage star has been in the news more frequently because of [...]
by. Michael Downs and Heather Horrocks Just as the sun rises each day, the discussion about the future of the retail branch continues in fervor. Should they serve as transactional or relationship centers? Should they [...]
Risk. It's something that every credit union must deal with. Risk and its management, once broadly accepted as part of the fuzzy territory of doing business as a financial institution, have become increasingly hot topics [...]
by William Azaroff Vancouver is a rainy place. People think Seattle's rainy, but after living in both places, believe me, Vancouver is way rainier. Look it up. And so our summers are sacred. People get [...]
by Steve Topper Now here’s a bit of good news on the checking account front – a community bank drops free checking, sees the error of its way, and brings it back. After surveying customers, [...]
by Bernadette Clair I hope everyone enjoyed the holiday weekend! Now, it’s back to the grind… Earlier this month, my colleague JiJi blogged about the CFPB’s final ruleamending Regulation Z’s ability to [...]
by Royce Yeager It used to be said that core conversions (or “migrations” if you want to use a less adrenaline -producing word) were like open heart surgery. Only the best of the best were [...]
by Jeff Marsico The drum is starting to beat again for fee income in the minds of banking executives and in financial institution strategy sessions. This week I heard "hedge" against interest rate fluctuations, a [...]
by Melanie Friedrichs In Chapter 5 of Bank 3.0, Brett King briefly outlines the primary challenges to making easy to apply for accounts and loans online: "In some instances, customers are still being asked [...]
