A New Ballgame for Qualified Mortgages
I’m a big baseball fan. I’ve got a bucket list item to get to all the major league ballparks. I’ve been to a dozen so far. One I haven’t been to [...]
News Archives
The Value Of “Centralized Specialization” In Compliance Risk Assessments For Credit Unions
by Ken Wolff The traditional model of compliance review services has always been to randomly select and review documents and compare them to known standards and templates that reflect an optimal version of what that [...]
What Is Shared Value?
by Anne Legg The idea of shared value is based on the premise that organizations can no longer compete on profit alone. Instead, they need to create a business model that incorporates both an economic [...]
An Industry That Can Hold Its Head High
by Henry Meier I have some good news for a change. At yesterday’s meeting, NCUA announced that the 2013 Special Assessment (Temporary Corporate Credit Union Stabilization Fund) for credit unions will be 8 basis [...]
Show and Tell: History Comes to Life at Premier Federal Credit Union
On a recent trip to Premier Federal Credit Union in Greensboro, I had the chance to see the credit union’s newly remodeled headquarters branch. As part of this modern design that positions the credit [...]
The Question Every Woman is Secretly Asking
When a woman is deciding whether to work with a financial company or professional, there’s one question that is going through her mind. And the problem is she’s not going to ask it [...]
The Fish Rots From The Head
by Bo McDonald When Panera Bread launched “The Meal of Shared Responsibility” in March they embarked on quite a noble cause. If you missed the news earlier this year, “The Meal” was a single menu [...]
Pen, Paper, Stamp and a Little Time
NCUA proposes a rule and asks the credit union industry to provide comments and suggestions about the value of the rule and how it could be made better. CUNA or NAFCU announces the formation of [...]
Time to Ditch Your Stock Broker and Invest Through a Credit Union
By Casey Bond What’s not to love about credit unions? Lately, it’s become rather difficult to find any disadvantage to banking with a credit union over a traditional bank. Gone are the days [...]
In Banking, Americans Lean Local
by. Bill Hogan I won’t tell you the name of my bank, but I will tell you this: it’s the oldest in the state; it didn’t use account numbers until the Federal [...]
CUNA’s NCUA Board Meeting Summary
Here’s a summary of the most recent NCUA board meeting, courtesy of CUNA’s Regulatory Advocacy Department. Here are the highlights of the NCUA Board meeting today: The 2013 Temporary Corporate Credit Union Stabilization [...]
A PATH in Need of Resistance
With what appears to be lightening speed for Congress, the Protecting American Taxpayers and Homeowners Act (affectionately known as the PATH Act), is headed to the floor of the House of Representatives. The PATH Act [...]
The Worst Subject Lines are Educational, It Seems…
by. Jimmy Marks I saw this article from MarketingProfs that showed a large matrix of best and worst words in subject lines. Interesting stuff, considering that “gift”, “win”, and “exclusive” aren’t total deal-breakers anymore. [...]
The Ten Week Whirlwind
by Greg Michlig Today I complete 10 weeks on the job here at NJCUL along with 10 weeks in New Jersey. As of this week, I am also officially a resident of The Garden State, [...]
Sleep Better at Night While You Keep Your Members (and You) Safe
Remember the days when having an encrypted member database was enough? Those practices were rock solid for years and you slept soundly knowing your data was secure. Unfortunately, times have changed. With today’s threats, [...]