News Archives

Free Checking Continues to Decline, New Account Fees on the Rise

by. Tom According to a new survey from MoneyRates.com, fewer checking accounts than ever are being offered by financial institutions. According to their survey, slightly more than 30 percent of checking accounts are currently [...]

Nine Things to Know About Banking at Credit Unions

Nine Things to Know About Banking at Credit Unions

by Ilyce Glink In an effort to save money on fees and support local institutions, millions of Americans—96 million to be precise—are turning to credit unions for their banking needs. Roughly 700,000 [...]

5 Things Your Credit Union Staff Will Love About the Cloud

by Robin Remines It’s easy to get caught up in the technology side of cloud implementations and overlook the impact it has on your staff. One of the most frequent questions we receive regarding [...]

7 Alternatives to Composing E-Mail from Scratch

by Vivian Manning I’m lazy, and that’s a trait I try to take advantage of whenever possible. How? By relying on every software automation function available to me. If the software will do [...]

Loan Originator Compensation Rule

by Jane Pannier TRUTH IN LENDING, REGULATION Z  Effective Date: January 10, 2014 SUMMARY The Loan Originator Compensation Rule and the corresponding amendments to Regulation Z implement changes required by the Dodd-Frank Wall Street Reform [...]

Have You Ever Spent $1,000 On Candy?

by Jimmy Marks [EDITOR'S NOTE -- Ron's off this week so we're throwing it over to Jimmy who's got a few things to say about Candy Crush Saga and the future of mobile games - [...]

What’s At Stake With Durbin Litigation

by. Henry Meier Yesterday’s hearing before Judge Leon brought a sense of normalcy to what’s been a wild few weeks since the court struck down the Federal Reserve Board regulations implementing the Durbin [...]

Use Both Sides of Your Balance Sheet for Mortgage Lending

Do you remember Accounting 101? The balance sheet is a basic concept. On the left, we have assets. On the right, we have liabilities and equity. Debits must equal credits. Assets must equal liabilities plus [...]

Unique Message Delivery (Make’em Hungry For More)

Unique Message Delivery (Make’em Hungry For More)

If you’ve looked at USA Today lately, you might have seen a really cool project we helped one of our clients with: a promotional burger. Yes, you read that right. Burger. As in that [...]

Two Things

by Anthony Demangone Earlier this week, I shared an article that discussed possible reasons that you aren't as successful as you wish you were.  A reader wrote me a note to say that she read [...]

Compliance and Outsourced Services

by Amanda Smith Credit unions engage third-party vendors for a variety of reasons. Some third-party vendors bring expertise to the table that allows the credit union to offer products and services to its members that [...]