by. Steve Topper Sorry bankers but the Free Checking account has not been the primary cause of your ongoing financial problems. I put the blame on a number of factors including subprime lending, mortgage securitization, [...]
Credit unions today are experiencing a CEO exodus like never before. With this mass retirement occurring right before our eyes, it's time for the next generation of leadership to take the industry's helm. One [...]
With last week's release of the Home Mortgage Disclosure Act data for 2012, many reporting financial institutions are likely to have HMDA on the agenda of their next compliance committee meeting. Item 1 on that [...]
Over the past year, mortgage origination activity has been on an upswing. While credit unions generally tend to focus more on home equity lending, many are originating first mortgages as well. Some are even getting [...]
It's been said that building a bridge is one of life's great gestures of optimism. Bridges represent connection, stability and progress; they symbolize the joining of worlds. It's no wonder the bridge is such a [...]
by. Tom Picciano I was pleased recently to try a different brand in my favorite hotel company’s family. Less than a minute after getting to the front desk, I signed the register, and had [...]
by. Tim McAlpine I attended the International Co-operative Governance Conference at St. Mary's University in Halifax, Nova Scotia in early September. I was there with my Mount Lehman Credit Union Board Chair hat on and [...]
Once upon a time, credit unions were built to serve select, small groups. Most were often chartered to provide a financial alternative to banks for employees of a certain company or industry. They thrived, for [...]
by. Mickie Lara Between time spent online, watching TV, listening to radio, reading magazines or newspapers and being exposed to outdoor and locational advertising, consumers are full. The average person is inundated with hundreds – even [...]
by. Coppelia Padgett The annual MLO (Mortgage Lending Originators) registration renewal period is coming! As you will all remember, the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) created the NMLS Federal Registry [...]
by. Henry Meier Late yesterday evening, NCUA demonstrated yet again how aggressive it is willing to get in trying to recoup credit union losses caused by the actions of the banking industry during the financial [...]
Every year, NAFCU starts its busy fall season with an important event that brings credit union leaders to Washington to help move issues: our three-day long Congressional Caucus, where attendees hear from lawmakers and meet [...]
Most Gen X and Y-ers will probably understand the reference in the title of the post. With my formative years taking place in the early 90’s it was almost impossible to escape the auditory [...]
My job primarily is to fight for credit unions; to be an advocate for credit unions; to tell the credit union story. And I do this happily because I believe in credit unions. I believe [...]
by. Theresa Witham Each August, I have the great pleasure of reading and editing profiles of the CUES Next Top Credit Union Exec Top 15 Finalists. These 35-and-under CU employees are a diverse bunch, but [...]
