Too much concentration on MBLs
by. Henry Meier No one is going to accuse CU Times of overstatement in its article today that “Risk Based Rule Hurts MBL Biz Model.” In putting forward this proposal, NCUA frankly acknowledges that its [...]
News Archives
How to properly crash CUNA’s GAC with The Cooperative Trust’s James Marshall
When comes to crashing CUNA's Governmental Affairs Conference in Washington, D.C., each year, nobody does it better than The Cooperative Trust's James Marshall. Actually, he better because he's the leader of this bright-eyed group [...]
Credit unions in the Twilight Zone 2: A dying place for dying people
An elderly gentleman walks with a spring in his step as he thinks he’s leaving a rest home filled with “old” people. His son drives up with the news the man won’t be [...]
SEG loyalty—where did it go?
As many credit unions look to boost membership and loan growth, there is a need for these credit unions to take an in-depth look at their infrastructure and determine what they can do differently to [...]
Live as if you were dying tomorrow
"Live as if you were to die tomorrow. Learn as if you were to live forever." - Mahatma Gandhi Mahatma Gandhi said, "Live as if you were to die tomorrow. Learn as if you were [...]
Biometrics headed for the payments industry
by. Nicole Reyes The authentication industry is ripe for innovation, largely because remembering and managing passwords is a huge pain for consumers. According to one 2013 survey, 85 percent of people are dissatisfied with current [...]
The compliance paradox: Budget vs. value
by. Shelbey Ballantyne It’s a given: successful financial institutions devote a lot of resources to compliance. And rightfully so, considering the potential fines and penalties of non-compliance. However, no institution wants to spend more [...]
Secrets of a successful email newsletter
Have you heard? Less is more especially when it comes to your email marketing newsletter. If you’re looking for easy ways to improve your existing newsletter (or start one from scratch) then look no [...]
Time to work together to protect all credit unions
by. Henry Meier I hate the snow and I hate the cold, so it’s only logical that I ended up living in the Northeast. I would love to ignore the snow coming down faster [...]
Formula for community charter growth
More and more credit unions have community charters. But those charter types do not guarantee automatic member growth. In fact, many community charters struggle to add new members. Rather than scrap for growth, credit unions [...]
Simplify your homepage and streamline your banking website experience
by. Jennifer Buccini A simple homepage layout engages your audience and guides them where they want to go. Here are seven steps to make it happen. We see it all the time… financial institutions so [...]
Winter weather word of mouth marketing
We’ve had a pretty rough winter so far all over the United States. Those who live in the Northeast know that within 24-hours of a big storm, store shelves are emptied of bread, milk [...]
Enterprise content management for regulatory compliance: Best practices credit unions should adapt from the healthcare industry
Credit unions now face a tidal wave of new compliance requirements that are steadily increasing the costs of managing and securing member information, and putting pressure on credit unions to find new solutions to keep [...]
EMV: MasterCard supports current liability shift dates…should your credit union?
On January 8, 2014, Chris McWilton, president of North American markets for MasterCard, released a letter addressing concerns regarding recent data breaches and liability shift dates for the financial industry. According to the letter, MasterCard [...]
Direct mail – here today, here tomorrow
In a recent article, the U.S. Postal Service is quoted as saying the best mail is effective mail. It seems to be self evident, but when you think about it there is some value [...]