Capital planning and stress testing
As the first round of NCUA supervisory stress tests are being completed, NCUA’s capital planning and stress testing rule for the largest credit unions might have you asking if you should be doing capital [...]
News Archives
Stand on the right, walk on the left
This guide to DC shows visitors how to live local and get the most out their time in The District during CUNA's Governmental Affairs Conference. by: Leigh Anne Terry Next week, credit union leaders and [...]
Gomez: This is our time to take action
by: Miriam DeDios Federation colleagues and I have been overwhelmed by the terrific response to the financial inclusion campaign, which kicked off in January at the Financial Inclusion for Immigrant Consumers Roundtable held in Los [...]
20 percent beyond top performance
I recently finished reading Jason Redman’s book, The Trident. In it, Redman describes how he led a team of Navy SEALs in Iraq that got split up in an ambush by Al Qaida operatives. [...]
What a difference an Election Day makes
What a diff’rence a day made, twenty-four little hours, brought the House and Senate new red seats, where there used to be blue… Chances are that much of Washington has been humming the words [...]
Who do you think you are talking to?
With the CUNA Government Affairs Conference just a few weeks away (March 8-12) now is a good time to prepare for the meetings and engagements that the conference will bring. Of course, it is always [...]
Credit union referral program demographics – Why it works, and who it works on
by: Ryan Fry In high school, I was the president of the board of directors of a credit union. The credit union was a student project backed by a local CU that was intended to [...]
DNA of a credit union
The DNA of any organism is the model of its identity. Analytical models of data (the building blocks of the credit union) will allow the industry to make better decisions that reflect their character. by: [...]
7 traits that can damage your success as a leader
by: Dan Berger As leaders, or aspiring leaders, we all want to achieve success – both personally and for our organizations. Success can mean different things to different people, but regardless of your definition, there are [...]
Management guidance from…NCUA
by: Anthony Demangone So often, we look to leadership "gurus" to ensure we are on the right path. Perhaps it is the newest book or an article from the Harvard Business Review. But if you [...]
What despots can teach us about student branching
by: Henry Meier Say what you want about your most successful despots and dictators they are almost all keen observers of the human condition. Take for instance Lenin who once explained that, “Give me four [...]
RBC, GAC, and corporate reorganization with CUNA’s Jim Nussle
with Mike Lawson Ok, go easy on him. It's CUNA President/CEO Jim Nussle's first Governmental Affairs Conference -- as host. Sure, he's been a speaker at the event before but not the host. He [...]
How does reduced branch traffic affect credit union business services?
Let's face it – member traffic in and out of our physical, brick-and-mortar branch facilities isn't what it used to be. Far from the heyday of most members conducting business regularly in one or more credit [...]
Get. That. Chip On Your Shoulder.
Motivation can come from many different places. I remember as a kid playing minor hockey in Vermilion, the town where I grew up. Our team was hosting our annual tournament and we were going into [...]
Two strategies in one
Ambiguity. Complexity. Uncertainty. Volatility. That sums up the degree and pace of change that credit unions face every day. Where is that legendary and chock-full-of-stability “3-6-3 Rule” of yesteryear (borrow at 3 percent, lend at [...]