4 ways to keep saving on the brain
1. Never forget what you’re saving for Keep your goal in mind. Everyone has a different savings goal whether it is putting away money for retirement or saving for a vacation. When you go [...]
News Archives
The choice is yours at CUNA Lending Council Conference
Of all the words you could use to describe CUNA Lending Council Conference, the most fitting may be inclusive. As credit union lending is one of the richest, most complex topics in the credit union [...]
Turn losses into gains when you integrate e-signature within your core
Collecting signatures on loan documents and membership forms can be a pain, so giving members the ability to sign documents from anywhere, at anytime, on nearly any device, will no doubt improve your member relations. [...]
Financial education for immigrants: Gear up your credit union’s accessibility
A current hot topic in politics is immigration. For hundreds of years, people have been coming to the United States for hundreds of different reasons. But politics and history aside, people keep moving to the [...]
4 little things that make a difference when buying your first home
For someone who’s never owned a home, buying your first one can be a little overwhelming. While the process can take a while, the more prepared you are, the more smooth it will be. [...]
5 bad money habits to break today
When it comes to money, we all have some bad habits from time to time. Sometimes they’re learned early in life, and sometimes they’re picked up along the way. Here are 5 habits [...]
Your mid-year state of the auto lending union
While everyone is hearing about “record” sales by vehicle manufacturers, everything is not a bed of roses for those making loans on these vehicles. Even though new vehicle financing was up 86.3% in Q1 [...]
Digital is more philosophy than channel
CIOs in the banking space predict that 45% of gross enterprise revenue will come from digital business by 2020. That is not in the too far distance, and frankly, I question that figure unless other [...]
Using social media to help members and increase brand awareness
Social media is used daily by millions of people. If your credit union does not have an online presence, you're missing out on a lot of interaction and reach. When used right you can create [...]
7 tips to save on household costs
Whether you started saving early or are just starting out, there are way to cut back on spending. Some of the easiest ways start right at home. Here are seven easy things you can do [...]
A look at biometrics in banking
Voice Recognition Current systems are able to identify roughly 130 different physical and behavioral characteristics within a person’s vocal pattern. They can match these to a prerecorded voice print to verify your identity. That [...]
Facebook is returning to its roots; your credit union should, too
Just about 2 months ago, Facebook announced changes to its algorithm—the magic formula behind what posts appear (or don’t) on your News Feed—to help people focus on friends and family first. These [...]
Data-driven strategies wake sleeping credit card accounts
Pockets of opportunity exist within nearly every credit union’s credit card portfolio. To find them, cards teams must turn over even the most lackluster of stones. In credit card terrain, these stones are those [...]
Fighting fraud in 2016
If 2015 taught us anything, it’s that even with security upgrades like EMV chip cards and tokenization, the form and frequency of fraud attempts will continue to evolve. Your members may still be vulnerable [...]
Help members turn “life events” into opportunities
Understanding financial data has come a long way in the past 20 years and continues to grow and get smarter. With millions of different data elements being accessed, compiled, and communicated to on a daily [...]