How to manage your financial stress
Focus on the positive If you’re in debt, it’s a lot easier to focus on the negative, than the positive. But staying positive can help you remain calm and clear your head. List [...]
News Archives
Measuring marketing results
To measure, or not to measure marketing? This is no longer an option. Across the industry, Senior Management is now calling out marketing officers to prove ROI; to show that the money they're spending on [...]
Is the Hispanic market on your strategic planning radar?
Across the country, credit union pros are right now huddling around conference tables, meeting at off-site, creativity-inducing locations and dialing in for brainstorming sessions. On the agenda – What will 2017 look like and how can [...]
Does a HELOC makes sense for you?
A home equity line of credit can be a valuable tool, but is it right for you? According to a February white paper from CoreLogic, “During the first three quarters of 2015, lenders originated nearly [...]
5 tricks to save money
1. Always use cash We live in the days of Apple Pay, Samsung Pay, and other digital wallets. Holding your phone up to a machine doesn’t really feel like spending money, but if you [...]
Being there when they need us
Life can turn on a dime. Major milestones and unexpected moments create a unique and unpredictable journey for each of us. For some, that unpredictability can be what makes life worth living, but it also [...]
Time to clean the windshield and look ahead
Mortgage origination market share for credit unions rose significantly coming out of the financial crisis a few years ago. We celebrated increased business but wondered if credit unions could sustain their game—or would the “[...]
Making the most of your (next) data breach
Ian Livingston, former CEO of BT Group, memorably stated: “There are two types of CEO, those that know their systems are being hacked – and those that don’t.” That was three years ago. While CEOs [...]
Why isn’t financial education taught in school?
It is a national consensus that financial education is good not only for individuals, but also the economy as a whole. So why is it still not required for students to take a class on [...]
How to spot a scammer and protect yourself
Just last week I got an email from a Nigerian prince who is going to share his billions with me, as soon as I help him get his money into the country. This may be [...]
CU-branded card – Get in my wallet
An app was just released that allows drivers to pay for tolls from their phone. The app, called FastToll, keeps track of toll plaza locations, and figures out which state to send the payment to. [...]
“The Experience Gap”
Credit unions are facing unprecedented challenges. On one side you’re being squeezed by big banks with deep pockets and, on the other, by out-of-the-box thinking Fintechs and digital disruptors. But perhaps the biggest threat [...]
Top 3 budget essentials for 2017
There may still be a few months left in the year, but if you’re not already looking ahead, you’re falling behind. 2017 will be here before you know it, and your team is [...]
The pros and cons of store credit cards
We’ve all approached a register to complete a purchase and been asked if we’d be interested applying for a store credit card. I once took them up on the offer at Old Navy, [...]
5 ways to make a few extra bucks
1. Keep your change I know this sounds like common sense, but whoever invented the piggy bank is a true genius. Putting money in a container and not touching it is a great way to [...]