How to pick the right financial planner
When it comes to financial planning, the first question that comes to mind for most people is whether or not they really need professional help. You can absolutely handle your own money and there is [...]
News Archives
Few (if any) strategies compete with balance transfer campaigns
Several mainstream media outlets have noted credit cards accounts are on an upward trend. If growth continues at its current rate, accounts will exceed 2008 numbers in the next 12 to 18 months. Are you [...]
Looking for ways to pay for rising employee benefit costs?
Rising employee benefit costs are posing profitability problems for credit unions. Credit unions need to keep good employees and generate profits to remain viable in the long term. A little known and even less understood [...]
People, processes, and technology – Getting out of project purgatory
When looking back at the projects that are on hold or that have been in purgatory is frustrating especially for inpatient mover and shakers within your organization. That being said why do so many projects, [...]
4 simple categories to create your budget
Housing Having a place to put all of your stuff and somewhere dry to lay your head should probably be your biggest priority, so as you can imagine this category will be a be large [...]
3 ideas for better teamwork
Create cohesion Combining a group of people with individual skills to create a well-oiled machine can be tricky. Each person needs to buy-in to the team and feel they are an important part of the [...]
Get involved to get the most out of CUNA Councils
Whether it’s the recipe book collecting dust in your cupboard or the brand-new bike stuck in your garage for the summer, unused resources are missed opportunities. This is especially true when they have the [...]
Increase savings and income potential through the power of negotiation
Concerns regarding the bottom line, on-going regulatory expectations, low interest rates, poor loan quality and pressure on net interest margin – in addition to economic uncertainty both domestic and international – are most likely affecting your credit [...]
Honest staff, sure! But, honest systems?
Are you honest? At home? At work? In your credit union’s programs? Ah, got you on the last one. How can CU programs be honest? If you deliver what you advertise, isn’t that [...]
Interesting ways to save money
Skip a few weekly purchases When you’re constantly on the go, it’s easy to spend money on convenience. A cup of coffee on the way to work or grabbing a quick bite on [...]
How to manage your financial stress
Focus on the positive If you’re in debt, it’s a lot easier to focus on the negative, than the positive. But staying positive can help you remain calm and clear your head. List [...]
Measuring marketing results
To measure, or not to measure marketing? This is no longer an option. Across the industry, Senior Management is now calling out marketing officers to prove ROI; to show that the money they're spending on [...]
Is the Hispanic market on your strategic planning radar?
Across the country, credit union pros are right now huddling around conference tables, meeting at off-site, creativity-inducing locations and dialing in for brainstorming sessions. On the agenda – What will 2017 look like and how can [...]
Does a HELOC makes sense for you?
A home equity line of credit can be a valuable tool, but is it right for you? According to a February white paper from CoreLogic, “During the first three quarters of 2015, lenders originated nearly [...]
5 tricks to save money
1. Always use cash We live in the days of Apple Pay, Samsung Pay, and other digital wallets. Holding your phone up to a machine doesn’t really feel like spending money, but if you [...]