Various financial institutions around the country have experienced counterfeit activity resulting from “PINless” debit transactions, some of which have led to losses in excess of $100,000. PINless debit authorizations involve purchases under $50.00 [...]
There are days when I’m filled with energy, ready to take on the day. And then there are some days where no matter what, I’m sleepy. Are you habitually sluggish and in need [...]
We are told everyday not to worry. Whether it pertains to a personal issue with friends and family or a work misstep, others easily advise us not to sweat it. But it’s time to [...]
The National Credit Union Foundation’s annual Herb Wegner Memorial Awards represent the highest national honors in the credit union system. Each year, the Foundation honors individuals and a program/organization who has done outstanding [...]
In 1993, John Fogerty found himself in front of the United State Supreme Court. No doubt, the justices had their favorites—Chief Justice Rehnquist, in his decision, referred to CCR as one of the greatest [...]
Conversion – it’s an industry term that describes the process of switching credit card platforms. Though it sounds pretty straightforward, the process is anything but basic. In fact, there is no such thing as a [...]
Americans gave away an estimated $373 billion to charities in 2015. A number that size shows you how important it is to give. What causes are important to you? Are you giving to those charities? [...]
Let’s face it: we can’t please everyone. If you’re like me, sometimes this is hard to accept. When certain colleagues don’t see your full potential or are skeptical of your abilities, [...]
It’s been about six months since the Wells Fargo incentive debacle hit the CFPB fan. Since that time many of our credit union clients have asked for a review of their incentive and total [...]
Mark Twain famously said reports of his death were greatly exaggerated. If email marketing were a person, it could say the same thing. Like fashionistas who change their minds about what is this year’s “[...]
Are there trust issues with your credit union? Have you given your members a reason to trust you? Sometimes loyalty doesn’t come easy. If you’re having trouble getting your members to trust you, [...]
Last month, Mediachain Labs, a blockchain operator, was acquired by Spotify, a popular audio streaming service. The goal of the acquisition is to utilize the new technology to help track and appropriately pay the correct [...]
Outstanding student loan debt in the U.S. totals $1.3 trillion, according to the Federal Reserve Bank of New York. That’s the second-highest level of all consumer debt types — only behind mortgages. Here [...]
Prevents impulse buying Just as some take down an entire carton of ice cream when feeling blue, others hit the mall and go crazy. If you’re going through a hard time, take a minute [...]
It’s tough any time an employee quits. Even if the employee was awful, there’s going to be an adjustment period. If the employee was one of your “stars” it can be extremely frustrating [...]
