NAFCU Vice President of Legislative Affairs Brad Thaler, in a letter yesterday, outlined credit unions' guiding principles for Congress to keep in mind as it works on a legislative solution for data and cybersecurity standards. [...]
Tuesday, we looked at 4 reasons to file your taxes as soon as you can, so here are some smart ways to spend your money once you get a refund... Pay down your debt: This [...]
It is no secret to credit union marketers that consumers are crying out for financial education. According to a recent survey from the National Foundation for Credit Counseling (NFCC), 80 percent of adults in the [...]
“We are often taught that uncertainty is a bad thing––that it reflects weakness of character, a lack of enough data, a ‘wishy-washy’ attitude…In reality, uncertainty is the most important thing that we have. [...]
The recently-released 2017 U.S. Digital Lending Landscape white paper by S&P Global Market Intelligence projects that digital lenders, like OnDeck and Kabbage, will originate $62.84 billion in new loans in 2021 [...]
The New Year has arrived, and that means it’s time for a fresh start. If you felt frazzled and stressed last year, 2018 is a chance to regroup and recharge. Here are four easy [...]
Chances are, you or someone you know has had personal information compromised due to relentless cyberattacks across various industries in the U.S. Last year alone, we saw major companies like Blue Cross Blue Shield, [...]
The culture of instant gratification contributes to, and complicates, the growing problem of fraud. While technology allows loan approval in seconds, it also fuels the fastest-growing type of fraud: online loan application fraud. Loan application [...]
Fashion retailer Forever 21 confirmed investigation details of a 2017 breach involving unauthorized payment card data access at an undisclosed number of its stores due malfunctioning encryptions on POS devices. The payment card security incident, [...]
Challenge #1 – Wrangling The Rising Interest Rate Environment In a perfect world, financial institutions would enjoy a stable, predictable interest rate environment. You’d have a high concentration of core deposits and reasonable costs to [...]
Greetings from Albany, New York where I now know the answer to the following question: Can ten degrees feel like a heat wave at 7 a.m.? Yes, it can. Here is another question for [...]
Callahan & Associates is known in the credit union industry for their in-depth research and analytics. With 30 years of experience in credit unions, they have provided sound advice for credit union leadership. Every year [...]
I hope everyone had a wonderful and safe holiday season. As we recover from our holiday hangovers, its time to start thinking about all the things we want to accomplish this year. Whether it’s [...]
Recently I watched the movie Wonder. It’s an inspiring and heart-warming movie, based on R.J. Palacio's award-winning novel of the same name. It centers on Auggie Pullman, a young boy with a genetic [...]
CUNA’s new and bold advocacy goal for 2018 is to revolutionize the operating environment for credit unions. This agenda has four main points: reduce regulatory burden, expand and protect credit union powers, enhance payment [...]
