3 Questions with Ribbon’s Saeid Kian
CUInsight Publisher & CEO Lauren Culp is joined by Saeid Kian, Co-founder and CEO at Ribbon for a quick interview with just 3 questions about estate planning for credit unions… Three questions: (0:28) Why [...]
News Archives
Loyalty rewards and the psychology of payments
To compete effectively for members’ wallet share, credit unions must focus on increasing engagement and forging deeper connections. The formula for success starts with understanding your members’ needs, winning their attention, engaging them where they [...]
The stock market took a long pause between record highs. History says this is great news.
The S&P 500 closed at a record high on Monday, its second straight record close after Friday saw the index break a two-year streak without a record high. And stock market history suggests [...]
Credit, liquidity risk top NCUA’s 2024 supervisory priorities
NCUA issued a Letter to Credit Unions Monday outlining the agency’s supervisory priorities for 2024: credit risk, liquidity risk, consumer financial protection, information security, and interest rate risk. These represent the “areas posing the [...]
“What did you just call me?”: The things we say (and don’t say) to women
Several months ago, a well-meaning professional connection of mine called me “sweet” in a public forum. This shouldn’t have come as a surprise, though I’d prefer to be labeled “strategic,” “intelligent,” “ambitious,” or “[...]
How far will you take financial inclusion for all?
Financial inclusion for all! It’s a goal that many credit unions aim to attain. The question becomes though, how do we accomplish that? This is often done via outreach with community partners, financial education, [...]
Navigating the MarTech maze: A guide to selecting tools for credit union marketers
Although credit unions nationally have the greatest number of active charters, banks average a 10x larger average asset size per institution. At approximately $470 million in assets each, modern credit unions must punch above their [...]
Revitalizing workforces: New year, new employees
In the dynamic landscape of the modern workplace, employers are increasingly recognizing the importance of employee well-being as a crucial factor in fostering a healthy and productive work environment. One effective approach to achieving this [...]
Will AI rule your wallet or become the next crypto?
Are banks about to become tech giants? The financial world is witnessing a fascinating dance between two transformative technologies: artificial intelligence (AI) and cryptocurrency. While both hold immense potential to redefine our financial lives, their [...]
The year of the community bank and credit union website
In the Chinese tradition, an animal with distinct characteristics represents each year. Different lucky and unlucky factors tie to each animal, and people born in an animal’s year inherit the animal’s traits. This [...]
Third-party risks and credit unions
At least 60 credit unions were knocked out of commission by ransomware attacks late last year, all associated with one third-party service provider. Almost 100,000 credit union members were unable to access digital accounts [...]
Five characteristics of the future ‘smarter bank’ organization
For some time, Cornerstone has been talking about the “smarter bank,” focusing on how our clients must use new skills, knowledge, technology and information to complete the long and tough transformation to the future delivery [...]
NCUA operating fees to increase about $16.4% in 2024
The operating fees that federal credit unions pay to the National Credit Union Administration will increase about 16.4% this year, agency board Chairman Todd Harper wrote last week. “The increase in the 2024 operating [...]
This week: America’s Credit Unions advocates for credit union priorities
This week, the Senate is in session on Capitol Hill while House members work in their home districts. America’s Credit Unions continues to advocate for industry priorities with lawmakers and regulators, including the NCUA. [...]
MIDFLORIDA Credit Union spreads love for reading with Gift of Reading program
Credit Union Spotlight, presented by CUInsight, features credit unions taking action and changing their local communities. Join us as we recognize and celebrate the important work these credit unions do to bring their mission to [...]