About a year ago, I wrote a piece entitled “Make this Year a Success”. I hope 2017 was a successful year, one where you were able to grow both personally and professionally in your abilities [...]
A gauge of contracts to purchase previously-owned U.S. homes unexpectedly declined in January to a more than three-year low, reflecting a shortage of inventories and rising mortgage rates, according to data released Wednesday from [...]
Last night, Secretary of the Treasury Steve Mnuchin had some rather interesting things to say about inflation: “There are a lot of ways to have the economy grow. You can have wage inflation and not [...]
Each year, technology makes the world more complex for people to understand. So, easy-to-use services and applications are in particularly high demand. Due to the nature of the human mind, it is vital to perceive [...]
With the recent release of its five-year strategic plan, Consumer Financial Protection Bureau (CFPB) leadership has reinforced the Bureau’s plan “to fulfill its statutory responsibilities, but go no further,” according to Acting Director Mick [...]
Last week, I had the pleasure of going through the CFPB's credit card agreement database to find my creditor's credit card agreement. This research project was not just for fun… I was specifically looking for [...]
With the increased use of mobile banking apps, cybersecurity has quickly come to the forefront as an imperative measure to guard against hacking and fraud. In a recent study, researchers predicted that smartphone subscriptions could [...]
Self-proclaimed “credit union nerd” Maurice Smith addressed the CUNA Governmental Affairs Conference (GAC) Tuesday for the first time as CUNA board chairman. Smith, president/CEO of Local Government Federal Credit Union, Raleigh, N.C., said [...]
NAFCU’s 2018 board election cycle is now open with five director positions available – three at-large positions and one position each for Regions I and II. All incumbents have indicated their intent to seek re-election. [...]
5. An introduction to the CUNA Engagement Team! Your @CUNA Engagement Team! #CUNAGAC #CreditUnions pic.twitter.com/VfBRYbc4T4— John Pettit (@John_CUInsight) February 27, 2018 4. A message from new CUNA Board Chair, Maurice [...]
Branding continues to reign as a hot topic in the retail world, including our own little niche here in credit union land. Keep in mind, credit unions are retail operations just as much as Amazon, [...]
If financial literacy is the gift that keeps giving, financial illiteracy is the endless cycle of compounding costs and dwindling savings. The National Financial Educators Council estimated that in 2017 alone, lack of knowledge about [...]
It’s hard to argue with the notion that playing the stock market is just like gambling. After all, you’ve heard your aunt tell the story about your uncle’s best friend from college, [...]
“Yes, annually.” Were I to ask executives at your credit union if you perform a regular disaster test, I suspect that would be the answer. The question of how this testing fits into the credit [...]
When it comes to how he will lead as the acting director of the CFPB, Mick Mulvaney cites a quote from the 19th century French diplomat Alexis de Tocqueville, best known for his writings about [...]
