Riverfront Federal Credit Union was established in 1948, as RDG Reading Federal Credit Union, to serve the employees of the historic Reading Railroad. Through the years, other organizations and companies were permitted to join RDG, [...]
I’m about to say something unpopular. What I have the audacity to suggest should have some marketing professionals scratching a line off their resume or LinkedIn profile. It will also create a lot more [...]
The House voted Tuesday to pass the Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155), a bipartisan regulatory relief bill that will provide much needed regulatory relief for credit unions. Having passed the [...]
The House Financial Services Committee yesterday advanced out of committee a NAFCU-sought provision to delay the implementation of NCUA's risk based capital (RBC) rule by two years that is housed in the Foreign Investment Risk [...]
Staying focused on what it means to fully meet account holders’ needs has become a key requirement for maintaining high member loyalty ratings. This is especially true as technology and non-traditional financial service providers transform [...]
San Diego County Credit Union (SDCCU) is one of the largest credit unions in the country and the largest locally-owned financial institution in San Diego. They have 43 branches in San Diego, Orange and Riverside [...]
The biggest barrier for couples struggling to get pregnant or carry a baby to term isn’t necessarily medical. It’s often financial. According to The National Infertility Association, many simply cannot afford treatment or [...]
Credit unions often wonder whether their growth strategies should include more emphasis on emerging technologies like virtual reality and augmented reality to keep their current members wowed and attract new ones. Making those decisions can [...]
Although 30 states and the District of Columbia have legalized some form of cannabis, and 400 U.S. financial institutions provide accounts for marijuana-related businesses (MRBs), the federal government still classifies the drug as a [...]
The House on Tuesday passed S. 2155, the Senate version of a regulatory overhaul bill, but leaders of the two national credit union trade groups say they want additional changes to Dodd-Frank this year. In [...]
From a pure business survivability standpoint, it's crucial to have Disaster Recovery Plans in place and test on a regular basis. Afterall, according to a recent study, 90% of businesses that do not have a [...]
About midway through 2018, the drastic falloff in auto lending predicted by some auto lending industry analysts—dubbed “carmageddon” by some—hasn’t come to pass. Vehicle sales are still robust, reflecting a slower-than-expected rise [...]
Lending has become increasingly more difficult in today’s quick-moving, competition-heavy, digital-savvy marketplace. The main factors driving these lending challenges include: 1. Evolving competition 2. Shifting consumer demographics 3. Increasing loan rates But while these [...]
There are 36 credit unions in North Dakota. Ten of them are among the top 39 credit unions nationwide in agriculture loan concentration. Five of them are among the 15 largest ag lenders in the [...]
The House is set to vote on the Economic Growth, Regulatory Relief and Consumer Protect Act (S. 2155) today, and CUNA President/CEO Jim Nussle is urging credit unions to make one final push to [...]
