When multiple objects follow the same trend of motion, they appear to be related or form a group. Synchronization further strengthens this perception, as seen in spectacles like synchronized swimming and the Blue Angels. Conversely, [...]
After years of sustained practicality, consumers are borrowing again at a record pace. Many are beginning home improvements, buying new homes and autos, or financing their children’s educations. What is driving the rosier outlook? [...]
If you saw the following stats… 30 to 40 percent more efficient in data requests 20 to 30 percent reduction of costs related to data management 10 to 15 percent bottom line growth related to [...]
The Americans with Disabilities Act (ADA) sets standards for accessibility for people with disabilities to all commercial and public entities that have “places of public accommodation”. In 2010, the Department of Justice clarified that the [...]
Nearly two-thirds of consumers use a mobile device to conduct banking transactions, according to Mobile Ecosystem Forum’s 2018 Mobile Money Report. Mobile banking is a “must have” service for credit unions seeking to remain [...]
The House of Representatives is scheduled to vote on H.R. 6147, the Financial Services and General Government Appropriations Act for Fiscal Year 2019, on Thursday. In advance of consideration, CUNA sent a letter to [...]
Federal Reserve Chair Jerome Powell says "with appropriate monetary policy, the job market will remain strong and inflation will stay near 2 percent over the next several years." Powell's remarks came as he testified before [...]
For some, just thinking about negotiation is stressful. But failing to learn how to negotiate your salary can cause daily stress if you’re underpaid as a result. Why don’t people like to negotiate? [...]
If you haven’t seen it yet, check out the hilarious video from comedian Jaron Myers that lovingly parodies the over-the-top friendly and engaged customer service made famous by Chick-Fil-A. Titled “My Pleasure,” the viral [...]
Solving unique problems for members and providing them with the best service stems from understanding member needs. Getting input from your members can help you learn more about what they’re trying to accomplish with [...]
The sales of data analytics software is expected to increase to over $17 billion in 2018. This means you will be getting even more calls and emails with the offer to learn more about a [...]
It's fun to buy new stuff, but the price tag that goes with it isn't always pleasing to the wallet. If you're in the market for some new stuff, here are the best times to [...]
It’s remarkable how vivid the memories of that morning still are for me. When you think about it, so much of your life passes like a blur. But that fateful morning is crystal clear. [...]
Increasing member share of wallet--the amount of business a member does with your credit union versus banks or other financial services companies--is a constant battle. In the CUNA Councils webinar “The Alchemy of Increasing Member [...]
Declining auto sales combined with credit unions posting record indirect lending numbers has some state credit union regulators taking a hard look at the indirect auto loan portfolios at credit unions. That was one theme [...]
