The U.S. Court of Appeals for the Ninth Circuit in a decision last week expanded the definition of an "autodialer," keeping it in line with the definition adopted by the Federal Communications Commission (FCC) [...]
Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it. That saying, which some attribute to Albert Einstein, describes compound interest perfectly. What is [...]
Living in a hypersonic-paced consumer culture in which they are hit-up by advertisements from all angles at all hours of the day and night, many modern consumers have developed a cynical attitude towards inauthentic brands. [...]
Ask a senior credit union executive what’s new at his/her institution in regard to anti money laundering (AML), Patriot Act, and Bank Secrecy Act initiatives and the reality is that you will have [...]
Liquidity, liquidity, liquidity; it’s one of the central themes of 2018. As loan growth continues to expand, liquidity has returned to the spotlight. Securing diversified sources though a well-defined liquidity plan is at the [...]
The demographic challenges facing credit union membership are cause for ongoing conversations at every gathering of boards and executives. A declining Baby Boomer population has been a trusted foundation for credit unions. Millennials (born between [...]
Participants learned how they can begin integrating Credit Union Financial Exchange during a breakout session at the co-located CUNA Technology Council and CUNA Operations & Member Experience Council Conferences in San Francisco. Credit Union Financial [...]
A new analysis has identified what it says are the 10 “most outstanding” credit unions in the United States that nearly anyone can join. Kiplinger,the publisher of business forecasts and personal finance advice, said [...]
When it comes to how consumers think about where their funds are the safest, large banks can benefit from somewhat of a perception gap. The issue isn’t one of actual capability, but of awareness [...]
The secret to staying relevant in the fast-changing payments world might be to concentrate on the money coming in, not the money going out. That was the take from Chris Danvers, vice president of payments [...]
With a surging economy, a favorable regulatory environment and increasing pressure to drive growth, more financial institutions are targeting commercial business to find entirely new revenue. According to the experts, commercial opportunities abound in lending, [...]
“How to score a winning organization.” “The playbook for business success.” There’s a lot of sports clichés within the corporate world. Why? Quite simply, we’re fans. We understand that whether it be [...]
While World Council of Credit Unions does not support a requirement for credit unions to obtain “Legal Entity Identifiers” (LEIs) it sees some potential value in encouraging increased use of this system, the World Council [...]
Representatives from the Bureau of Consumer Financial Protection (previously the CFPB) will join NAFCU Friday for a free webinar that will provide an update on Home Mortgage Disclosure Act (HMDA) implementation. Registration for this free [...]
Paying for water isn't usually something worth stressing over. But if you're looking to save money, there are plenty of areas where you can cut back, including your water bill. Here are three ways you [...]
