As Apple made its announcement this week about their new credit card, what was the conversation like at your credit union? I’m guessing there was curiosity, frustration, and possibly a healthy dose of concern [...]
The House Financial Services Committee passed the CUNA-supported Secure and Fair Enforcement (SAFE) Banking Act (H.R. 1595) Thursday by a bipartisan vote of 45-15. The bill would provide a safe harbor for financial institutions [...]
On Wednesday, NAFCU President and CEO Dan Berger outlined several regulatory priorities for newly confirmed NCUA Board members Todd Harper and Rodney Hood as they begin their tenures at the agency. In addition to focusing [...]
You’ve seen it before, the long form you must sign before participating in a potentially dangerous activity, the checkbox at the bottom of an end user agreement before you can use a new piece [...]
Credit union’s market share has hovered around 7% for 30 years, and big banks are outspending credit unions on marketing by a 43-1 margin. What’s the answer to big banks’ competitive advantage? One [...]
PIN debit interchange fees are falling and fraud losses are rising, according to new data from the Federal Reserve. The agency’s latest survey of interchange revenue, out this month, found that for many credit [...]
Are insurance benefits provided to board members considered taxable income? The answer is largely “yes,” but also, “it depends.” “The general rule under the tax code is something provided in return for services rendered is [...]
Probably the single most despised charge at financial institutions is the overdraft fee – and a NerdWallet survey of the exact charges imposed by a selection of mid-sized (Navy Federal) through mammoth (Chase) institutions found fees [...]
In marketing, the concept of “relatability “— meaning, at the simplest level, being easy to understand and feel connected to — is more often used at the campaign level than at the brand level, where it can [...]
Co-working spaces are a fast-growing phenomenon that have emerged as the rise of the gig economy and other self-employed entrepreneurs has created the need for affordable locations for innovative spirits to commune and create. They’[...]
If you’ll be receiving a bill from the IRS instead of a big refund, you’re not alone. The Government Accountability Office estimates that about 2 in 10 taxpayers will owe money to the [...]
Should I quit my job or stay where I am? Should I have cereal for dinner, or is it really only for breakfast? Should I put my bonus check in the bank or reward myself [...]
When you’re creating and planning digital marketing, one of the simplest but most important questions is, “What, exactly, are we asking people to do? And what’s the best way to get them to [...]
Managers everywhere are looking to grow market share, lower costs and improve customer service by maximizing the use of data throughout their businesses. Everyone, it seems, is talking about the benefits of data management and [...]
CUNA leaders met with NCUA Board Chair J. Mark McWatters and agency staff Wednesday to discuss numerous credit union priorities. CUNA President/CEO Jim Nussle, Deputy Chief Advocacy Officer Elizabeth Eurgubian and Senior Director of [...]
