Despite a record-low 3.8 percent unemployment rate, American consumers still have difficulty meeting immediate and emergency living expenses. The demand for short-term liquidity is, in fact, staggering with 78 percent of consumers living paycheck [...]
With Congress back in Washington, D.C. after a two-week recess, CUNA is engaged with several hearings, including ones addressing financial regulator supervision, robocalls, diversity and inclusion, payday lending and data privacy, among others. This [...]
The Federal Open Market Committee (FOMC), the Federal Reserve's monetary policy-setting arm, begins a two-day meeting today, which is not expected to end with a rate hike. The committee last raised the federal funds target [...]
Search engine optimization and your credit union website’s own search feature are more related than not, says Caroline Platkiewicz, marketing campaign manager for Silvercloud, Portsmouth, New Hampshire. “Credit unions should work toward optimizing on-site [...]
Research revealed the number of reported Microsoft vulnerabilities more than doubled since 2013 with 700 coming in 2018, representing a 110% increase in reported vulnerabilities over the last six years. Those are some of the [...]
“What are your personal values?” I’ve asked this question of new leaders, long-time leaders and individual contributors. Often, I’m met with a pause and sometimes a blank stare, as many have never really [...]
Every financial services company wants to be innovative. Innovation brings new lines of business, increased revenue and decreased costs. But how can a bank or credit union encourage innovation amid the daily grind? By definition, [...]
To credit unions and other traditional financial institutions, fintechs can often sound like the enemy. Or, if not an enemy, they can seem like the upstart competition. Yet, most fintechs present more opportunities for partnership [...]
June 2009 marked the official end of the Great Recession and the beginning of an outstanding period of economic recovery. The Great Recession was the biggest economic downturn since the Great Depression, and the decade [...]
Do your members have issues with your credit union? Have you given them a good reason to not trust you? If you’re having trouble creating member loyalty, here are a few reasons your members [...]
By now, you’ve heard it a million times. Google, Apple, Facebook and Amazon (a.k.a., GAFA) are collectively setting the standard for the modern consumer experience. If your credit union can’t create [...]
As someone who has participated in multiple fitness programs over the years, there is one that stands out among the pack…Crossfit. To be crystal clear, I do not do Crossfit. At 47 years of [...]
According to the National Institute of Mental Health, nearly 40 million adults between the ages of 18 and 54 suffer from an anxiety. I realize opening with that staggering statistic isn’t exactly a recipe [...]
CUNA would be concerned with the inclusion of any language in the National Defense Authorization Act (NDAA) for fiscal year 2020 that would allow banks rent-free access to military installations, CUNA wrote to House and [...]
According to the Commerce Department's first quarter initial estimate, the U.S. economy grew by 3.2 percent. NAFCU Chief Economist and Vice President of Research Curt Long noted that this report finished "higher than [...]
