The latest from Randy Ralston

Oct 24, 2024 - by Randy Ralston, DaLand CUSO

Kamala vs. Trump: The election matters less than you think

Every four years, we’re told that ‘this’ election is the most important of our generation. It’s easy to understand this approach, after all, what better way to achieve ...

Sep 16, 2024 - by Randy Ralston, DaLand CUSO

This year’s budget season could be the most important ever: Here’s why

As you gear up for the 2025 budget season, long-term strategic planning is more critical than ever. The financial industry is undergoing rapid transformation, driven by advances in technology, changing ...

Sep 3, 2024 - by Randy Ralston, DaLand CUSO

Cash, coins, and crypto: Rethinking your digital strategy while there’s still time

For over a century, credit unions have stood as pillars of financial stability and inclusion, offering a safe haven for those underserved by traditional banks. These institutions have been more ...

Aug 9, 2024 - by Randy Ralston, DaLand CUSO

Revolutionizing finance: The future is now

In an era defined by rapid technological advancement, the financial sector stands at a crossroads. The tension between the visionaries advocating for a revolutionary, blockchain fueled financial future and the ...

Jul 1, 2024 - by Randy Ralston, DaLand CUSO

New safe havens: TradFi vs trillion dollar tech

The latest from the Fed is that inflation is mostly under control, unemployment is near historic lows, and there is no immediate rush to lower the federal funds rate. It ...

May 30, 2024 - by Randy Ralston, DaLand CUSO

Centris FCU leads the way: Leveraging core innovation to revolutionize member experience

Many credit unions claim to be member-focused, and subsequently make huge investments into marketing campaigns, fancy logos, and shiny new online banking apps that are still limited to the same ...

Apr 23, 2024 - by Randy Ralston, DaLand CUSO

Order ahead, stay ahead: Exceeding member expectations

“Leveraging technology” is the mantra of the day for any business committed to relevance, or as we like to say, ‘remaining in business.’ For global fast-food chains and independent, local ...

Mar 20, 2024 - by Randy Ralston, DaLand CUSO

Bitcoin ETFs and the call for credit union crypto custody

Traditionally, new asset classes start at the top of the market and slowly filter down to everyday consumers. However, the internet era has turned that paradigm upside down, especially in ...