Phil is the Senior Director of Portfolio Development for Envisant having joined the Illinois Credit Union System in 2011 from Fidelity National Information Services. He has been working with credit unions for over 15 years in various aspects of cards including portfolio growth, fraud and chargeback, reward analysis, and client relations. Phil manages a team at Envisant designed specifically to help credit unions across the country grow their card programs through data analytics and promotions. Phil is motivated by helping credit unions maximize the potential of their card program so they can provide helpful financial opportunities to their members.