Luis Dopico

Luis G. Dopico is the Chief Economist at CUCollaborate, a credit union consulting firm. Luis has specialized in credit unions, their historical and current call report data, and analyzing statistically their performance and products, since 2001. Before joining CUCollaborate, his clients included, among others, the Filene Research Institute, the National Credit Union Administration (NCUA), the Credit Union National Association (CUNA), Opportunity Finance Network (OFN), and other research institutions, government agencies, consulting firms, and university professors.
Over the years, Luis has researched crucial credit union topics including deposit insurance, capital requirements, financial sustainability, and structuring credit unions for innovation. He is particularly interested in the complex interactions among asset size, costs, member benefits (credit union interest rates compared to bank interest rates), asset growth rates, returns on assets, and capital ratios. He regularly evaluates the performance and economic impacts of both traditional and innovative credit union products, of individual credit unions, and of subsets of credit unions, such as those for specific states and countries.
Luis received his B.A. in economics and mathematics from the University of Southern Mississippi and his PhD in economics with specializations in statistical analysis and finance from Auburn University, Alabama. His research has been published by the Filene Research Institute, the Federal Reserve Bank of San Francisco, Opportunity Finance Network, the Journal of International Financial Markets, Institutions and Money, the International Review of Finance, the Corporate Finance Review, Essays in Economic and Business History, and the Cooperative Business Journal.