Lending Perspectives: Running on empty (with not enough deposits)
Over the last year or so, I’ve been making predictions around the office that may be a bit of a stretch. I qualify them by saying “I could be ...
The latest from John Pettit
How to define the generations: The ultimate guide for marketers
Generational segmentation is the backbone of demographic marketing — but how is each generation defined? Exactly who is considered a Boomer and who is Gen X? What are the birth years ...
COVID spending fever and other trends to plan for in 2023
Trends credit unions should be monitoring for 2023 include “COVID spending fever,” competition, deposit pricing, tax and insurance increases on escrow, and mergers. COVID Spending Fever One factor carrying over ...
Digital onboarding solutions for credit unions: Breaking down best practices
Opening a checking account isn’t a process to be taken lightly. The onboarding process in the credit union sector is a critical time that allows financial institutions to gather ...
Advantages of home equity loans for borrowers and lenders
When a borrower comes to your institution seeking funds, most often aren’t arriving with a specific type of loan in mind. They have a need and look to their ...
CFPB announces repeat offender, auto lending initiatives
Even as its future funding remains unclear, the CFPB has announced two new initiatives—one to increase its focus on repeat offenders and the other to gather information about the ...
Make your voice heard in Washington
Earlier this month, millions flocked to the polls to cast their vote in the midterm elections. In fact, some are reporting that while the votes are still not finalized, 2022 ...
And the CUNA National Award winners are…
Our National Awards Committee announced the 2022 award recipients this week. Each year state Leagues help the committee to identify credit unions and organizations for the: Dora Maxwell Social Responsibility ...