PODCAST: Climate risk and ESG
Climate change poses long-term risks to financial institutions’ safety and soundness, as well as possible physical threats in the near term. The former include the increased threat of wildfires in ...
The latest from John Pettit
Are financial regulators a watchdog or a problem?
Federal financial regulatory agencies are either the solution to discrimination in banking or the cause of the discrimination, witnesses told the Senate Banking Committee at a hearing on the issue ...
Modernizing the property valuation process: Part 1
In this two-part blog series, we will cover the history of property valuation process improvements, the challenges the industry faces, and what the Appraisal Qualifications Board is doing to modernize ...
Oceans apart, our mission is the same
The credit union movement began with a simple idea — that by pooling savings and making loans to neighbors and co-workers, people could achieve a better standard of living. This movement ...
Hard vs soft inquiries: Different credit checks
Hard and soft inquiries, sometimes referred to as credit checks, are requests to view your credit report by lenders, landlords, employers and companies that are authorized to do so. Both ...
Leadership lessons from the 2022 World Cup
Whether you’re a soccer fan or not, it’s hard to ignore one of the largest sporting spectacles on Earth – the World Cup. While the feats of athleticism on ...
FTX collapse shows need for comprehensive crypto framework
Recent failures of cryptocurrency and blockchain based financial platforms have demonstrated that an unregulated, unsupervised structure is not viable and poses serious risks to consumers and the economy, CUNA wrote ...
Beige Book reflects ‘unevenness’ in the economy
The Federal Reserve released its latest Beige Book yesterday, showing that national economic activity was about flat or up slightly since the previous report, while also being down from the ...