Preparing for Regulation II
In October 2022, the Federal Reserve issued a final ruling on Regulation II (Durbin Amendment), which requires two unaffiliated networks on a debit card and sets a cap on debit ...
The latest from John Pettit
CFPB outlines risks, benefits of BNPL programs
The CFPB Thursday released a report on the financial profiles of consumers who use Buy Now, Pay Later (BNPL) programs. The bureau found that these borrowers often exhibit higher measures ...
Diversity Insight: How the community development financial institution and impact lending team adds value
At VyStar Credit Union, we are committed to being a reflection of the communities we serve. In pursuit of that goal, we have focused on initiatives that create a strong ...
Make a difference through mentorship
One of my favorite things about the credit union industry is how collaborative it can be. I regularly hear stories of CEOs reaching out to ask business development questions, we ...
Helping your child achieve the dream of homeownership
You remember what it was like to buy your first house. The excitement and nerves that went along with such a big purchase. And the memories you created that turned ...
Modernizing legacy technology with start-up disruptors
Established banks and insurance companies have been around a long time, and many are working with legacy systems, or outdated computer hardware or software technologies, that were introduced more than ...
Don’t let your credit union website redesign break your SEO
One thing you might notice when your credit union goes through a website redesign is the traffic to your site can fluctuate quite a bit. If you monitor this regularly, ...
Leaders in Lending | Ep. 99: Is data the new oil? What’s next in banking
The release of ChatGPT has spurred all sorts of conversations and speculation into where the technology is taking humanity — and whether the destination is a cause for alarm or celebration. ...