NAFCU efforts set up additional House votes on RBC delay
The House is set to vote today on legislation that, following NAFCU’s persistent advocacy, includes a two-year delay of the NCUA’s risk-based capital (RBC) rule. NAFCU has led ...
The latest from John Pettit
Lending Perspectives: The ultimate loan officer
What makes a loan officer successful? Regardless of future advances in technology, I hope there will always be room for a great loan officer. Yes, many consumers will be able ...
Bankers slam CUNA ‘Open Your Eyes’ campaign
The Independent Community Bankers of America has blasted CUNA’s upcoming awareness campaign, charging that the promotion is a taxpayer-funded effort to maintain an unlevel playing field in financial services. “...
Knowing when not to pursue a merger
This year is the 50th anniversary of one of the most catastrophic mergers in history — the merger of two very large railroad companies, the New York Central and the Pennsylvania ...
‘The easy way is the only way’ and more
During a recent credit union lending conference keynote, I offered up the idea that we–for the remaining hour–retitle the meeting the “Borrowing Conference” as a way to provide ...
Rulemaking Agendas – Upcoming initiatives and NCUA’s Appraisals Rule
Twice a year, the Office of Management and Budget, Office of Information and Regulatory Affairs issues an updated agenda for various federal regulators. The most recent versions were published in ...
How to leverage the right insurance tracking vendors
How can insurance tracking programs alleviate the burden of compliance requirements without much impact to your business functions? The key is to partner with a qualified, experienced vendor that will ...
5 common collections challenges (and how you can overcome them)
Collections plays a critical a role in your institution’s financial health. Limited resources, personnel, and time are common denominators for many collections departments. I’ve worked with financial institutions ...