Hope for the best, prepare for the worst: Credit insurance & debt protection
The adage goes, “Hope for the best, but prepare for the worst.” While you can never predict what challenges your members might face, you can protect them—even in the ...
The latest from John Pettit
Nussle urges credit unions to vote in today’s mid-terms
CUNA President/CEO Jim Nussle urged all credit union stakeholders to exercise their right to vote Tuesday in the 2018 mid-term elections. Nussle will join CUNA leaders for a post-election ...
NAFCU watching, analyzing today’s election results
With one-third of Senate and all House seats up for grabs in today’s midterm elections, NAFCU lobbyists will be focusing especially on outcomes for lawmakers serving on key committees ...
HR Answers: The 401(k) knowledge deficit
A 2018 survey of 401(k) plan participants suggests that if you want to help your employees save enough to retire on time, help them understand how to more effectively ...
Strong labor market continues
The Conference Board’s Consumer Confidence Index rose to 138.4 in September, which is up from 134.7 in July, and is the highest level since October 2000. That’...
15 candidates credit union executives should watch on Tuesday night
It’s going to be a long and busy election night, with 435 House races, 35 Senate seats and 36 governors up for election. And if the crystal ball gazers ...
A 5-year look at the loan-to-share ratio
The loan-to-share ratio is an insightful measure of a credit union’s liquidity. Driven by lending volume and deposit acquisition, the ratio represents a balancing act between two sides of ...
How financial marketers can get creative with certificates of deposit
An odd contradiction may be impacting your institution’s ability to raise deposits. Financial institutions routinely disclose substantial early withdrawal fees on deposit accounts — fees that, historically, they never really ...